Consultant, Product Development - P&C (Personal Lines Property Insurance Pricing Sophistication)

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

This opening can be filled in a remote/work-from-home (WFH) capacity or in one of our offices. Ideally, work hours will align to Eastern or Central time zones.

The Property Pricing Sophistication Consultant is responsible for facilitating the smooth implementation of rating enhancements and shaping the next generation of rating capabilities for Homeowners, Tenants, and Condominium products. This role leads the full segmentation lifecycle - research, analysis, build, implementation, and monitoring - while partnering closely with Actuarial, State Management, Underwriting, IT, and Delivery.

Core activities include:

• Deploy class plans across all states, including prioritization, funding, scheduling, identifying state variances, and managing interactions related to filings and DOI approvals.
• Drive the next iteration of the Precision Plus Homeowners rating plan by coordinating end‑to‑end segmentation lifecycle activities such as competitive analysis, scoping, modeling, funding, implementation, and performance monitoring.
• Serve as the primary business contact and SME for rating plan elements, collaborating across teams on filing objections, product inquiries, process considerations, and impacts to the customer and agent experience.

Required skills & experience:

• Personal Lines Insurance experience
• Experience from within P&C Product Management, Product Development, Actuarial/Pricing, or Underwriting
• Ability to lead working groups and manage complex initiatives with multiple stakeholders

Desired skills & experience:

• Experience with Homeowners, Tenants, and Condominium rating and product features
• Knowledge of rate filings, regulatory processes, and DOI interactions
• Background in competitive analysis and rating segmentation strategies
• High-level understanding of how rating factors are developed by actuarial and modeling teams

This role does not qualify for employer-sponsored work authorization.  Nationwide does not participate in the Stem OPT Extension program.

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Job Description Summary

Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working independently and on a team and creating innovative solutions for customers, we want to know more about you!

As a Consultant, you'll develop new personal or commercial insurance products and make enhancements to existing products. Your work will include designing, leading and implementing all aspects of project work plans, including planning, communication, execution and completion. Your work will focus on driving assigned product growth and profitability. You'll typically have responsibility for a single product line, e.g., standard auto, power sports, property or commercial. You'll have opportunities to work with many areas across the organization regarding product and pricing features.

Job Description

Key Responsibilities: 

• Leads new business development and implementation projects. Provides leadership to all functional areas related to product design and management. Makes recommendations based on in-depth functional knowledge and opportunities for improvement.

• Develops and implements strategic business rules that support business requirements. Reviews pricing, design features and associated processes. Partners with underwriting to develop standards and guidelines.

• Develops and drives key initiatives related to growth and profitability. Manages strategies related to multiple product growth and profitability objectives. Coordinates product strategy with sales, agency management, field product and marketing.

• Develops and controls timelines, including regularly re-assessing risks, throughout project life. Revises project plans on an ongoing basis to maintain alig