Jobs and Careers

Senior Equipment Finance Underwriter

Des Moines, United Statesfull_timeVerifiedPosted 4 Sept 2025

💰 $179,000/yr($100,000/yr – $179,000/yr)

About the role

About this role:

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo is seeking a Senior Equipment Finance Underwriter to join their Vendor Financial Services Construction and Industrial Structured Team as part of Commercial Bank.

Learn more about the career areas and lines of business at www.wellsfargojobs.com

In this role, you will:

Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data on systems of record
Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
Work with internal and external business partners to gather information to make appropriate decisions

Required Qualifications:

4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Experience underwriting transactions and exposures in excess of $1MM
Financial Analysis experience
Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)
Strong understanding of financial statements and key risk factors
Good PC Skills with aptitude to learn more systems quickly
Strong analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Ability to work effectively in a team environment and adapt quickly
Ability to work in a fast-paced deadline driven environment
Energetic, quick learner, positive attitude, self-motivated
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Bachelor's degree in accounting, business, economics, finance or related field

Job Expectations:

This position offers a hybrid work schedule.
Willingness to work on-site at stated location on the job opening
This position is not eligible for Visa sponsorship
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

#CommercialBanking

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).

$100,000.00 - $179,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.