Mortgage Closer | Sage Home Loans

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.  

As a Mortgage Loan Closer at Sage Home Loans, you’ll play a key role in delivering seamless, accurate, and timely loan closings that reflect our mission to make mortgage simple. This role embodies our values—putting clients first through exceptional service, thinking like an owner by managing each detail with care and accountability, and winning the right way by maintaining integrity and compliance in every transaction. You’ll collaborate across teams to ensure every closing experience is clear, efficient, and human-centered, always striving to get better every day and leave the woodpile higher than you found it. 

What You'll Do  

• Serve as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title Companies. 

• Manage loan closings to meet contract deadlines and rate lock expiration dates. 

• Close Conventional, FHA, and VA residential mortgages. 

• Ensure loan files and documentation comply with company, investor, and regulatory standards. 

• Verify that documents are drawn within posted turn times and consistently meet deadlines. 

• Process a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by management. 

• Reconcile and approve Closing Disclosures, ensuring accuracy and compliance. 

• Review Closing Disclosures with borrowers and schedule closings. 

• Prepare and deliver complete, compliant closing packages. 

• Maintain organized and accurate digital filing of all documentation using system checklists and job aides. 

• Collaborate with processing, underwriting, and post-closing departments to resolve issues and ensure completeness of closing packages. 

• Develop an in-depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing process. 

• Perform other duties as assigned. 

• Maintain customer satisfaction scores of 4.75 or higher. 

 

What We're Looking For  

• Solid understanding of TRID guidelines and compliance requirements. 

• Experience with Conventional, FHA, and VA loan programs (preferred). 

• Working knowledge of Encompass loan origination software (preferred). 

• Exceptional attention to detail and commitment to accuracy. 

• Strong written and verbal communication skills. 

• Ability to manage multiple priorities independently while meeting deadlines. 

• Proactive and dependable work ethic with a strong sense of urgency. 

Compensation  

• USA Compensation Range: $31.25 

 
*Note actual compensation is based on geographic location, qualifications, and experience.   

Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements.  

• Health Insurance Coverage (medical, dental, and vision)  

• Life Insurance  

• Short and Long-Term Disability Insurance  

• Flexible Spending Accounts  

• Pai