Commercial Real Estate Credit Officer

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

Job Description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

CIBC Bank USA's Commercial Real Estate Credit Risk Management department is responsible for managing the credit risk of the Commercial Real Estate lending activity of the organization.

What You’ll Be Doing

Reporting to the  Senior Director, Commercial Real Estate Credit Risk in the US Region, the Commercial Real Estate Credit Officer is accountable for managing a material corporate credit portfolio and recommending new or revised credit-related polices applicable to the portfolio. The role is also required to liaise closely with CIBC business officers, corporate governance officers and other risk managers with regard to managing credit risk transactions and issues involving multi-jurisdictional parties.

How You’ll Succeed

In this role, you will leverage your expertise in Commercial Real Estate (CRE) to ensure sound credit decisions and risk management. Your success will be driven by your ability to:

• Evaluate Credit Worthiness: Assess and advise on the credit worthiness of proposed Commercial Real Estate transactions, ensuring alignment with the Bank’s credit policies and risk objectives.
• Ensure Compliance: Monitor and ensure that credit parameters for new loan opportunities adhere to established guidelines, standards, and risk objectives.
• Establish Credit Structures: Develop and oversee appropriate credit structures for both new and existing credits, ensuring they are effectively monitored.
• Conduct Thorough Reviews: Perform detailed reviews of credit packages, providing input to guarantee that all due diligence is complete and accurate.
• Adhere to Risk Rating Framework: Ensure that all recommended risk ratings conform to the Bank’s risk rating framework, maintaining high standards of accuracy.
• Communicate Effectively: Collaborate closely with the Senior Director to communicate credit expectations and the Bank’s risk appetite clearly.
• Make Informed Decisions: Approve or decline credits within established limits, consulting with the Senior Director on recommendations for larger loan amounts.
• Highlight Key Risks: Assess all CRE credits prese