Card Vertical Risk Manager, Card Data - Manager

Card Vertical Risk Manager, Card Data - Manager

The Card Vertical Risk Manager (VRM) role will support Card Data leadership in developing and executing risk frameworks for internal data products within the Card business. The Card Risk role supports the Card Data Now team within Card Data Models Decisioning and Credit (DMDC). Internal data products are rapidly evolving to enable better customer decisioning, and this role will expand our traditional risk management practices to enable growth and innovation.

 

Risk Managers lead, advise and innovate on top transformational initiatives across the businesses in the first line of defense and are responsible for working with business partners to identify and mitigate potential risks to Capital One. You will collaborate with a team of risk managers responsible for working across the enterprise to develop and implement cutting edge risk solutions to ensure Capital One’s continued growth and success.

 

Risk Managers have a high level of exposure across lines of business and have the opportunity to partner with Executives and their teams to identify potential risks in an open, collaborative environment where new ideas and solutions are both welcomed and rewarded.

 

Responsibilities: 

 

• Consult on risk to business partners providing advice and guidance as required 

• Perform risk reviews during various processes such as Risk Control and Self Assessments (RCSAs), Process Level Assessments  (PLA), Exceptions, Issues and Events, LAUNCH Assessments, Targeted Risk Assessments and recommend on risk mitigation activities.

• Lead Launch process for new intent/platforms and ensure process framework is delivered within established Enterprise standards. 

• Serve as a liaison, interfacing with business partners, Tech, and other assurance functions, such as legal, compliance to drive meaningful reductions in risk

• Effectively challenge business partners, 2nd line functions (ex: Compliance and Operational Risk Management ) and 3rd line (i.e., Audit/Credit Review)

• Lead/support regulatory exams and audits

• Synthesize data and reporting; perform analysis and bring valuable proactive business insights through evaluation of data provided by team analysts

• Drive and deliver results and improvements in line with the business’ well managed and risk agendas

• Stay current on the changing regulatory environment and understand the impacts to the businesses  

• Collaborate effectively across multiple levels and organizations

• Collaborate effectively between risk, compliance and other business support functions (e.g., legal, privacy) (e.g., operations, risk management, enterprise management, etc.) to achieve objectives and support the organization in delivering on top priorities in a timely and efficient manner

• Lead or strategically advise on risk assessments

• Is a thought leader in providing guidance to businesses and supporting functions in implementing risk management practices 

• Identify broader needs and lead problem solving using risk forums to influence change and continuous improvement of risk management practices 

• Set direction, manage expectations and influence cross-functional teams

• Strong communication and collaboration skills

 

What we are looking for in an ideal teammate: 

• You are a critical thinker who seeks to understand the business, its processes and platforms, risks and control environment.

• You create energy and an environment that fosters trust, collaboration, and belonging.

• You possess a relentless focus on quality and timeliness.

• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.

• You develop influential relationships based upon shared risk objectives.

• You do the right thing and lead by example. You have a passion for coaching and investing in the betterment of the team. 

 

Basic Qualifications: