Retail Bank Principal Risk Associate | Enterprise Payments

Center 2 (19050), United States of America, McLean, Virginia

Retail Bank Principal Risk Associate | Enterprise Payments

Capital One, a Fortune 500 company and one of the nation’s top 10 banks, offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients. Our goal is to create one of the nation’s great banks, and we have the necessary ingredients: a strong balance sheet, resilient businesses, a massive customer franchise, strong analytical capabilities, and great people. We nurture a work environment where people with a variety of thoughts, ideas and backgrounds, guided by our shared values, come together to make Capital One a great company – and a great place to work.

Do you like working in the spotlight? Are you ready to work on the front line of a top 10 Bank? Can you build relationships as well as develop and implement innovative solutions? 

As a Principal Risk Associate in the Retail Bank Risk Office at Capital One, you’ll be responsible for working with business partners to identify, assess and mitigate potential risks to Capital One. Principal Risk Associates at Capital One are the front line of defense to ensure our Company remains stable and profitable. This role will focus on risks and controls impacting one or more of our payment processing platforms within Enterprise Payments. You'll play a key role in ensuring that millions of customers interact with their money in a well-managed fashion by partnering with Product, Technology and Business partners to manage the risks associated with payments.

Principal Risk Associates at Capital One are highly motivated risk management professionals with excellent problem solving, critical thinking, organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to create and implement innovative solutions to identify and mitigate potential risks to the Company.

Responsibilities:

• Risk Consulting - Provide advice and guidance to line of business leaders on risks impacting one or more areas within Enterprise Payments Product

• Client Management - Develop and leverage key relationships with Enterprise Payments and functional stakeholders to enable collaboration across the enterprise

• Issues Management - Identify and track issues and events to mitigate risk within Enterprise Payments. Coordinate with applicable business areas to define and implement remediation activities

• Process and Change Management - Lead change control efforts at a payments product level to ensure impacts are appropriately assessed, documented and implemented

• Governance - Support one or more areas within Enterprise Payments Product to improve our payments related control and governance environment and establish ongoing routines to support these areas

 

We want you if you are:

• A communicator: You can communicate complex, often technical, ideas clearly. Maybe you’re an introvert, or maybe you’re an extrovert, but nobody around you feels out of the loop.

• A learner: You have an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help.

• Team player: You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long-lasting relationships. 

Basic Qualifications:

• High School Diploma, GED or equivalent certification

• At least 2 years of payments operations experience or risk management experience

• At least 3 years of experience supporting, partnering and interacting with internal business clients

 

Preferred Qualifications:

• Bachelor's Degree or military experience

• 2+ years of financial services risk management experience

• 3+ years of Project Management experience leading cross functional projects and programs

• 3+ years of Process Management experience

• Certification within the payments industry (e.g., AAP, APRP)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal