Credit Strategy Manager

The Rock Family of Companies is made up of nearly 100 separate businesses spanning fintech, sports, entertainment, real estate, startups and more. We’re united by our culture – a drive to find a better way that fuels our commitment to our clients, our community and our team members. We believe in and build inclusive workplaces, where every voice is heard and diverse perspectives are welcomed. Working for a company in the Family is about more than just a job – it’s about having the opportunity to become the best version of yourself.

As a Credit Strategy Manager, you’ll develop, optimize and manage the affiliate credit strategies to drive revenue growth, monitoring key portfolio performance and metrics. You’ll focus on portfolio growth while maintaining optimal credit performance using advanced analytics.

About the Role

• Oversee the development and execution of credit strategies for affiliate partners, ensuring that the personal loan offers are competitive, sustainable and aligned with the company’s goals
• Develop and implement credit and fraud risk assessment methodologies and tools, leveraging strong understanding of regulatory requirements and compliance in the credit industry
• Collaborate with cross-functional teams to analyze data and translate that to build and implement proposals ensuring the strategic alignment of credit-based initiatives
• Utilize programing programs to extract and manipulate data, conduct data analysis and build credit and fraud risk strategies
• Building compelling data visualizations and distilling key informative messages clearly from large amounts of data
• Use data analytics to assess the impact of credit on affiliate performance, present findings and recommendations to stakeholders, including senior management, to support decisions-making process

About You

Minimum Qualifications  

• 4 years of credit experience managing credit strategy with a focus on personal loans or related lending products
• Master’s degree in business, statistics, STEM, economics or a related field
• Expert in data tools for data extraction, manipulation and analysis, including SQL or Python
• Strong hands-on data and analytical skills
•  Strong ability to develop and present business proposals aimed at enhancing originations and optimizing portfolio performance
• Ability to analyze complex financial data, make informed credit decisions and recommend risk mitigation strategies
• Strong problem-solving and decision-making skills

Preferred Qualifications  

• Experience in managing credit strategies for affiliate partners
• Strong communication and interpersonal skills to collaborate effectively with cross-functional teams

What You’ll Get

Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We’ve got your back. Check out our full list of Benefits and Perks.

About Us

Headquartered in Detroit, Rocket Loans was established to create the most simple, rocket fast personal loan process. We assembled a top-notch team of individuals combining new, passionate team members with some of the best veterans from Rocket Mortgage to create the most user-friendly lending platform in the world. We have given it our best to create an experience that is best-of-breed in the personal loan industry and commit even more to continuously improving it. At Rocket Loans, you’ll build a career that helps you achieve your professional goals while helping clients get the loans they need to reach their financial goals. We’re looking for innovators and those unafraid to disrupt the status -quo. With an inclusive culture and opportunities to make a positive impact, we’re here to help you foster your career growth.

This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time.  Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law.  The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws.  Applicants requiring reasonable accommodations i