Software Engineer Intern, Lending & Financial Goals (Summer 2025)

About the role

Chime is looking for a software engineer Intern to join our Lending & Financial Goals team. You will gain valuable professional experience working with cutting edge cloud technology platforms and distributed systems alongside engineers with a wealth of experience to share. This is an exciting opportunity to learn while playing a role in a critical initiative at Chime.

This role is structured as a 3 month engagement. The starting hourly rate offered for this role and target level of experience will begin at $34 and up to $49. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to 

• Work alongside our experienced engineering team to design, develop, and maintain software that powers innovative, member-friendly financial services. 
• Participate in the full software development lifecycle, including planning, design, development, testing, deployment, and maintenance.
• Collaborate with cross-functional teams, including product management, design, and user research.
• Gain exposure to a variety of software technologies and programming languages, including but not limited to Ruby on Rails, JavaScript, React Native, AWS.
• Have the opportunity to propose and implement your own ideas and solutions to improve our software applications and business operations.

To thrive in this role, you

• Currently pursuing a Bachelor’s and/or Master’s degree in Computer Science, Software Engineering, or a related technical field
• Strong organizational, analytical, interpersonal, oral, and written communication skills
• Creative thinker and self starter with a passion for consumer FinTech
• Are flexible and enjoy doing whatever it takes to execute on complex projects
• Have a low ego and are comfortable working directly well with a wide range of stakeholders

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that basic banking services should be helpful, transparent, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Perks Once Full Time

• 🏢 A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• 💻 Hybrid work perks like backup child, elder and/or pet care, as well as a subsidized commuter benefit
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 🫂 1% of your time off to support local community organizations of your choice
• 👟 Annual wellness stipend to use towards eligible wellness related expenses
• 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid pare