Financial Crime Risk Business Oversight Specialist - Digital and Channels (US)

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

-

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

Department Overview:

Candidate will help support the Digital and Channels team as part of the Financial Crimes Risk Management (FCRM) Business Oversight team. Employee will assist in risk oversight activities of the Digital organization, inclusive of new projects, risk and control processes, policy adherence, and change management. Will liaise and remain a strong partner across the FCRM organization while providing sound risk management and AML compliance guidance to the line of business.

Job Description Summary:

The Financial Crime Risk Business Oversight Specialist acts as key business oversight lead and provides expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction.

Depth & Scope:

• Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and specialty
• Expert knowledge of the business and operational functions supported
• Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
• Contact for business management, external/internal auditors, dealing with non-routine information
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• Undergraduate degree or equivalent work experience 
• 7+ years experience

Preferred Qualifications:

• Familiarity with Digital/Online onboarding processes and banking/payment activities, and the Financial Crimes risks inherent in non-face to face channels.
• Strong problem-solving skills and experience working across teams with strong written and verbal communication.
• Ability to operate independently without supervision, drive change collaboratively, and effectively challenge senior business partners.

Customer Accountabilities:

• Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses
• Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls
• Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
• Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs