Fleet Collections and Workout Analyst

Inside the Role

As a Fleet Workout Analyst, you’ll be at the forefront of managing financial risk across our commercial fleet customer base. This role blends operations, collections, and credit functions to ensure timely payment collection and deliver tailored workout solutions during times of financial distress. You’ll work closely with internal teams and external legal counsel to negotiate restructures, manage Special Assets accounts, and protect DTFS’s collateral and credit position. With exposure to executive management through the Special Assets Committee, this role offers a dynamic environment where your expertise directly influences the company’s financial health. You’ll also support Canadian fleet customers with relief and restructure requests, contributing to a collaborative and high-performing team culture.

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

Pay offered dependent on knowledge, skills, and experience   

  

Benefits include annual bonus program; 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 13+ calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans.   

What You Drive at DTFS

• Manage a portfolio of distressed commercial fleet accounts with balances ranging from $1M to $400M+.

• Ensure timely collections and negotiate customized workout solutions including payment plans, collateral returns, and asset liquidation.

• Conduct operational and financial analysis of fleet customers, including review of financial statements and economic trends.

• Prepare detailed restructure proposals and present recommendations to senior management and credit committees.

• Monitor Special Assets accounts, maintain SAC database, and ensure compliance with internal guidelines and credit rules.

• Support compliance efforts by adhering to local and global credit regulations.

• Assist in training and coaching fleet collectors to enhance team performance and reduce company risk.

• Contribute to departmental projects, process improvements, and uphold DTFS values.

Knowledge You Should Bring

• Bachelors Degree; or 6 years of relevant experience in lieu of degree.

• 3+ years of overall work experience in commercial finance.

• Strong background in finance, commercial credit analysis, and collections.

• Proficiency in Microsoft Suite.

• Strong analytical skills and ability to interpret financial data.

• Excellent negotiation, communication, and analytical skills.

• Ability to work in a dynamic, cross-functional environment.

Exceptional Candidates Might Have

• Bachelors Degree in Business, Accounting, Law or related field.

• Experience with DTFS systems and applications: ALFA, PEGA, ECredit Pro, Credit Lens (Moody’s).

• Understanding of legal documentation and UCC code.

• Experience with fleet operations or commercial lending.

• French language proficiency.

#LI-DTFSUSA  #LI-Hybrid 

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)- 

Charlotte, NC US, Fort Mill Office - DTFS. Relocation assistance is not available for this position.

Schedule Type: 

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a rang