Lead Business Accountability Specialist

About this role:

Wells Fargo is seeking a Lead Business Accountability Specialist (LBAS) in Financial Crimes Operations as part of Enterprise Functions. The Transactional Risk & Intelligence Group (TRIG) is a centralized function within Financial Crimes Operations that delivers actionable transactional analysis and intelligence reporting. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

• Serve as financial crimes/anti-money laundering expert for the team. This includes supervising multiple workflows and leading exploratory projects.
• Lead a team of analysts that conduct deep transactional due diligence on Correspondent Banks, Money Service Businesses, and Third-Party Payment Processors ("Payment Intermediaries") to identify, assess, monitor, measure, and assess risk.
• Assist in the development of strategies to identify risk among large sets (sometimes millions) of transactions.
• Mentor and lead new and existing employees through the research and transactional data analysis.
• Perform TRIG delegate secondary reviewer and approver duties. This includes reviewing the strategy, final report, and escalations, prior to the publication of each review.
• Collaborate, consult, and/or escalate material observations and escalations to management and maintain connectivity with peer LBAS across TRIG to ensure connectivity and identification of emerging financial crimes risks, trends, or typologies.
• Lead discussions with data partners, senior managers, and cross-functional business partners to ensure strategies developed include appropriate risk attributes.
• Act as a point of contact to the business, FCO and FCRM, when escalations require further discussions. This includes leading exploratory transactional reviews to scope target populations, managing and coordinating partner feedback and reviewing risk presentations that require visibility from senior management and governance.
• Review new or existing controls, procedures, or process modifications that impact the execution of the reviews.

Required Qualifications:

• 5+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, military experience, education

Desired Qualifications:

• Expert understanding of financial crimes risks.
• Knowledge of transactional products (wires, ACH, check, cash vault, etc.).
• Strong understanding of Wells Fargo AML policy/procedures, higher risk customers, and complex business models.
• Experience with higher risk customers such as financial institutions, money service businesses, third party payment processors, and fintechs.
• Excellent verbal, written, and interpersonal communication skills.
• Strong ability to develop partnerships and collaborate across business units.
• Experience managing workflows with ability to provide live direction, coaching and training on process/procedures.
• Advanced MS Excel with the ability to manage extremely large and complex sets of transactional data.
• Intermediate PowerPoint experience with the ability to present to senior management.
• Bachelor’s degree in business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant fields.
• Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.)

Job Expectations:

• Execute effectively on TRIG procedures and processes.
• Strong understanding of complex business models and financial institutions correspondent banking.
• Review and coach employees on how to develop and implement review strategies and techniques that clearly and rationally target risks or typologies.
• Work with data partners to responsibly procure data required to perform reviews.
• Document and communicate review results and recommendations to management and governance committees.
• Ensure timeliness with reviews and quality requirements are met.
• This position offers a hybrid work schedule.

Posting End Date: 

20 Jul 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protecte