Home Loans Quality Assurance Team Manager- Vice President

Morgan Stanley has earned a worldwide reputation for the excellence of its advice and execution in financial markets. With offices in more than 41 countries, the firm is truly global-and a market leader in the U.S., Europe and Asia as well as in emerging markets. Morgan Stanley's success rests on the talents and passion of our people, who share a common set of values and bring excellence and integrity to everything they do.

Morgan Stanley Private Bank, National Association (“MSPBNA”) a division within Morgan Stanley Wealth Management (MSWM).  Morgan Stanley Wealth Management is one of the largest wealth management firms in the world, with more than $2 trillion in client assets and more than 16,000 financial advisors. Our financial advisors deliver tailored solutions designed to help clients achieve their financial goals. We provide individuals, families, businesses, and institutions with a wide variety of services: brokerage and investment advisory services, financial and wealth planning, access to credit and lending, cash management, annuities and insurance, and retirement services.

Morgan Stanley Home Loans, a division of MSPBNA, is seeking a Vice President Quality Assurance Team Manager to lead the Home Loans Pre-fund Credit Quality Assurance Program within Home Loans. This role is responsible for overseeing the design, implementation, and governance of a first-line quality assurance function that independently evaluates mortgage loan production and underwriting quality.

The successful candidate will play a key role in ensuring adherence to credit policy, identifying emerging risks, ensure compliance with regulatory requirements, and driving continuous improvement, while partnering closely with underwriting, risk, and operations leadership.

ROLE RESPONSIBILITIES

• Lead the design, implementation, and ongoing oversight of the Home Loans Credit Quality assurance program

• Lead, coach and develop a team of QA professionals responsible for loan-level reviews and program execution

• Establish and maintain QA frameworks, methodologies, and review standards aligned with regulatory expectations, firm policies, risk governance framework and business requirements.

• Oversee execution of quality reviews, root causes analysis, and issue identification across assigned Home Loan processes

• Analyze QA results to identify defects, root causes and trends impacting loan quality; prepare executive-level reporting and insights for Senior Leadership

• Partner with Business Control, Risk, Compliance, and Operations teams to address quality gaps and support corrective action plans

• Drive continuous improvement initiatives to enhance quality effectiveness, efficiency, and control maturity

• Support audit and regulatory exams by providing documentation, analysis, and subject matter expertise

• Promote a strong risk and quality culture through clear expectations, accountability, and communication

• Maintain independence from production, underwriting, and closing functions while supporting enterprise control objectives

• Ensure QA methodologies appropriately leverage risk-based and random sampling approaches

• Deliver comprehensive QA reporting, including trend analysis, defect rates, and performance insights

• Present findings to senior management, risk partners, and governance forums, including credit and risk committees

• Facilitate cross-functional forums to support issue resolution and continuous improvement

• Ensure accurate classification of findings in accordance with defect severity frameworks and target thresholds

• Oversee remediation efforts and validate resolution of material and moderate findings prior to loan closing

• Track corrective actions and drive accountability across business units

• Oversee third-party vendors supporting QA reviews, including quality audits and performance monitoring

• Validate vendor adherence to QA standards, procedures, and contractual obligations

• Lead vendor governance routines, including performance reviews and escalation processes

 Preferred Experience:

• 3-5 years of experience in Quality Assurance or Quality Control

• 5+ years’ experience in mortgage industry including credit and underwriting

• 5+ years of people management experience

• BS/BA or equivalent (preferred)

• Private Bank experience (preferred)

• Project management skills (preferred) Candidate must have the ability to partner with key stakeholders and gain consensus in the development of actionable remediation plans. 

• Deep understanding of industry regulations including u