Senior Analyst - Auto Credit Risk Analytics

General information

Career area Risk Work Location(s) 500 Woodward Avenue, MI Remote? No Ref # 20998 Posted Date 10-23-25 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

This role is on a hybrid schedule in our Detroit, MI office. 

Reporting to the Director of Auto Credit Risk Analytics, this position is responsible for executing quantitative analysis to identify, measure and communicate credit risk.  This role will leverage business, technical and analytical skills to evaluate the evolving nature of auto credit risk and create transparency into expected and actual portfolio performance. Through analysis and in-depth research, this role will contribute to Independent Risk Management executing on its responsibilities of providing an objective, critical assessment of risks and through oversight and effective challenge, evaluating whether Ally remains aligned with its risk appetite and risk limits.

The Work Itself

• Lead the development of analytical capabilities to support auto portfolio monitoring and drive evolution of reporting 
• Leverage current and explore new tools to provide meaningful data insights, presenting findings in a concise and focused manner
• Work with and manage large amounts of data, executing and maintaining routine reporting processes, developing new repeatable processes, and completing in-depth analysis identifying and measuring credit risk 
• Conduct ad-hoc analysis and manage independent projects to identify, assess, monitor, and escalate risks across the enterprise
• Review and challenge material estimates and/or the processes that provide estimates used in managing the business line, credit risk policies, and compliance with enterprise policies and standards

The Skills You Bring

• 3+ years of experience in analytics and reporting required. 
• Knowledge of assessing risk in the financial services industry preferred and consumer automotiv