Business Risk and Controls Advisor Lead - Bank

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated Business Risk and Controls Advisor Lead, you will drives risk-awareness and the overall effectiveness of risk and compliance management programs, risk analytics, investor requirements and operations in the business. This role will partner and collaborate with Legal, Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance-based initiatives through QA\QC transactional testing. Responsible for supporting business leader adherence to the established risk framework and ongoing supervision of business controls; including, risk and control self-assessments, identification and evaluation of control effectiveness, identifying control failures, facilitating risk and compliance remediation, internal and external audits and regulatory exams, and monitoring of the first line of defense to minimize risk exposures and strengthen the overall control environment. Manages risk assessment data and uses critical thinking to identify key data-driven insights tied to first line of defense risk mitigation activities.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Phoenix, AZ, or Tampa, FL.

Relocation assistance is not available for this position.

What you'll do:

• Direct and lead all aspects of multiple initiatives in support of risk and/or regulatory compliance related initiatives including but not limited to: oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self-assessments, procedure governance, control design, new product controls, Company or Staff Agency Third Party Governance, or quality governance.

• Apply a comprehensive understanding of risk and regulatory compliance to include business strategies and solutions.

• Responsible for first line of defense data analysis, report preparation and trend analysis, using business intelligence tools.

• Design solutions for unanswered business questions and anticipates future business needs.

• Direct, organize and coordinate action plans designed to enhance governance practices in alignment with frameworks.

• Influence and develop innovative solutions to mitigate risk and prevent risk exposures which result in significant business impacts.

• Lead the most complex projects involving cross-functional areas within the first line of defense.

• Define and outline new approaches to problem resolution and leads project team from concept through implementation.

• Advise senior management on the status of their control environment related to Risk identification and control weaknesses.

• Identify critical areas to monitor and raise issues and findings to appropriate partners.

• Serve as a primary resource to cross functional team members and advise on risk mitigation opportunities.

• Stay informed of changes to the regulatory environment to ensure proper compliance with processes and requirements are followed.

• Ensure risks associated with business activities are identified, measured, and controlled in accordance with policies and procedures.

What you have:

• Bachelor’s degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

• Minimum 8 years' experience supporting risk-related, compliance related, or business control design activities; OR 8 years' experience in a relevant quantitative field; OR Advanced degree or designation in a risk management or quantitative field, and 6 years' experience supporting risk-related, and/or compliance-related, or business control design activities; OR PhD in a risk management or quantitative field, and 4 years' experience supporting risk-related, and/or compliance-related, or business control design activities.

• Knowledge of federal laws, rules, regulations, and applicable guidance to area supported for example: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA.

What sets you apart: