Sr Group Underwriter

Salary Range: $55,000 - $140,000

 

We’ve Got You Under Our Wing

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way.

 

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com.

 

Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

 

Work Designation. Depending on your location within the continental US, this role may be hybrid or remote.

• If you live within 50 miles of the Aflac offices located in Columbia, SC this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership. 
• If you live more than 50 miles from the Aflac offices located in Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

 

What does it take to be successful at Aflac?

• Acting with Integrity
• Communicating Effectively
• Pursuing Self-Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

 

What does it take to be successful in this role?

• Proficient group health underwriting knowledge
• Proficient in broker and industry practices as pertains to product, enrollment techniques, and service needs of broker and client
• Understanding of Aflac/Aflac Group’s products and services, affiliated systems and applicable operational policies and procedures
• Knowledgeable in processes related to acquisition, implementation, service and billing of accounts
• Strong math skills
• Proficiency and experience using Microsoft Office suite software

 

Education & Experience Required

• Bachelor’s Degree in a related field
• 5 - 6 years of professional job related experience in a healthcare or financial services environment

Or an equivalent combination of education and experience

 

Education & Experience Preferred

• Completion of CLU, LOMA, HIAA or other insurance related courses

 

Travel

• Less than or equal to 10%

 

Principal Duties & Responsibilities

• Under minimal supervision, underwrites larger or more complex yearly renewals of group cases based on thorough analysis of the group’s financial condition, participation percentage, type of industry, participating employee demographics, and past claim experience; responds to a variety of complex and highly customized Requests for Proposal (RFP) involving Aflac and Aflac Group products and services; coordinates the overall process of development, review, production and delivery of the proposal; initiates follow-up and adherence to established timelines; works closely with the sales team to ensure deliverables are met; develops strong working relationships with sales partners to obtain case detail and understand unique needs of the assigned groups
• Acts as a liaison coordinating activities with various internal departments and the account to help produce optimum customized offers for product and implementation to win the business and to ensure effective and efficient implementation and administrative setup of accounts; ensures adherence to state, federal, and industry laws, regulations, guidelines, and publications
• Using creative underwriting criteria and rating methodologies, analyzes risk and financial data to underwrite new business opportunities for key cases; considers the underwriting decisions impact on profitability of the account, product line and company; coordinates with other departments to ensure the accuracy and consistency of account reporting; follows all applicable group regulations and works in support of Aflac Group’s business goals; collaborates with sales team and other internal departments to negotiate rates, benefit plan options, and other issues to optimize retention, growth and profit; is instrumental in managing and att