Credit Risk Management Consumer Credit Administrator

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

The Credit Risk Management Consumer Credit Administrator is responsible for developing strategic and tactical recommendations that enhance Regions ability to increase profitability, while managing overall portfolio risk. The officer will be required to work within Regions risk framework to identify, measure, mitigate, monitor and report on consumer credit portfolios. The position requires the ability to analyze, communicate, and support the implementation of strategic solutions that focus on the best interest of Regions customers, shareholders and the communities we serve.  

Primary Responsibilities

• Recommends cohesive strategies that balance to increase profitability, while managing risk
• Recommends comprehensive consumer credit policies
• Monitors Regions compliance with consumer credit policies
• Provides business insight and recommendations relating to credit model enhancements and their use in underwriting
• Utilizes alternative date sources to segment loan applicant data to enhance the depth of Regions customer relationships and improve organic growth
• Develops account management and collection prioritization strategies
• Independently reports key risks and emerging risk
• Interacts with senior management and will act as a liaison to business units on Credit Review

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. 

Requirements

• Bachelor's Degree
• Three (3) years of experience in consumer credit risk management

Skills and Competencies

• Ability to evaluate, synthesize, organize, and interpret data and information
• Ability to provide direction in underwriting requirements and origination automation strategies
• Knowledge of quantitative analysis and static pool analysis
• Strong technical skills, basic programming and statistical concepts
• Strong verbal, written communication, and organizational skills
• Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$101,064.15 USD

Median:

$132,650.00 USD

Incentive Pay Plans:

This job may participate in an annual discretionary bonus plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical, Dental and Vision Benefits