The Team: 

Credit Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.  

The Public Finance practice delivers credit opinions on public-sector issuers (including states/provinces, local governments, public agencies, not-for-profits, and infrastructure-related municipal issuers). Analysts translate local economic and demographic trends, revenue stability, governance, and long-term liabilities into transparent views that help communities finance essential services and long-duration investments.   

The Housing team is a dynamic, collaborative group that covers a portfolio of approximately 600 ratings associated with housing finance agencies, public housing authorities, and community development financial institutions. We analyze capital fund financings and federally-enhanced housing issues across the country, combining independent analytical work with strong team collaboration. Our team values analytical excellence, strategic thinking, and the ability to translate complex affordable housing market dynamics into clear, actionable insights for our clients and stakeholders. 

The Impact: 

 At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity. 

What You Stand to Gain: 

 At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis. 

We are People Forward. When you join S&P Global, you’ll benefit from: 

• Joining a diverse community where your growth and well-being come first—just like the 35,000+ colleagues who choose S&P Global every day. 

• Bringing your best self to work in an environment that values inclusion, collaboration, and authentic engagement. 

• Celebrating your achievements with us. We’re committed to your continuous learning, offering education, training, and career coaching to help you grow and adapt in a changing world. 

• Connecting through our People Resource Groups, which foster awareness, engagement, and a sense of community—both within S&P Global and beyond. 

Responsibilities: 

 Team Contribution & Capability Building  

• Provide day-to-day guidance/coaching to Research Assistants and Rating Analysts, building capability in credit, data discipline, and tooling and reinforcing values-led behaviors.  

• Drive consistency/scalability by codifying standard work and promoting disciplined adoption to strengthen trusted, repeatable insights. 

• Strengthen AI-enabled productivity by creating reusable assets and proposing lightweight automations that free capacity for human analysis and relationship work.  

• Foster continuous improvement by proposing enhancements that remove manual steps without compromising governance or judgement.  

• Partner with senior team members and Data/Engineering to identify and scale AI/automation use cases with governance-by-design, controls, and adoption support. 

Core Analytical & Delivery  

• Lead end-to-end execution for assigned credits, ensuring high-quality analysis and timely delivery across priorities with clear accountability. 

• Own surveillance/updates for assigned portfolio, synthesizing performance, market signals, and peer context into decision-useful insights and clear implications for ris