Mortgage Production Assistant Manager

Our Company

At Raiz FCU, we share a passion for knowledge and a pursuit of growth. Grounded in our El Paso heritage as previously Teachers Federal Credit Union, since 1936 we are growing to help our community move into the future. We are inspired people, invested in you.  At Raiz, we guide our members to focus on what could be and help them get there. This new path inspires us to look ahead and the lead the way with passion.

Job Overview

This position reports to Vice President of Real Estate and Business Services and responsible for hiring, training, motivating, mentoring the mortgage units sales force and managing the origination process for the credit union’s mortgage loans.  The Mortgage Production Assistant Manager assists the VP of Real Estate and Business Services in achieving goals and objectives set for the department.   Production Leadership includes, but not limited to Mortgage Originator production volume, Business Development activities, Mortgage Loan Origination pipeline management, loan submissions quality.  The Production Assistant Manager is also responsible for the Mortgage Originations staff and process following all regulatory, agency, investor, and Raiz policies and procedures.  The Production Assistant Manager also is responsible for successful audits (internal and external) relating to the origination staff and processes.   The Production Assistant Manager will also be responsible for established personal mortgage loan production and lead by example in production volume and the quality of submissions.  This position requires dynamic leadership qualities, a sales culture mentality, methodical and analytical skills with the oversight and monitoring of the mortgage loan origination process and staff, along with loan pricing and product profitability.  

This individual will be an empowering mentor that will be:

• A trusted expert
• A natural communicator
• A champion for our members and the community
• A guide through the moments that matter the most to our members

Position Details:

Exempt (Salaried)

6610 Continental Dr.

El Paso, Tx 79925

Salary Details:

$61,517.00-$92,276.00

Skills and Experience

• Education – Associate's degree or minimum 60 college credits
• Minimum 5 years of Mortgage Lending Experience
• Minimum of 3 years of supervisory or management experience
• Good understanding of financial industry concepts, related laws, and regulations. Including understanding of the mortgage loan process along, with required documentation, and regulatory disclosure timelines. 
• Knowledgeable of Mortgage Lending underwriting guidelines.
• Understanding of HMDA procedures and reporting.
• Understanding of Real Estate Appraisal Valuations and title reports/commitments
• Excellent communication skills and avid listener, strong business writing is a must.
• Quick to adapt to fast paced environment.
• High integrity, detail oriented, and ability to evaluate risk.
• Strong leadership and supervisory skills
• Excellent financial analysis abilities.
• Solid communication and negotiation abilities.
• Strong public relations skills.
• Proficient in Microsoft Office, reporting tools and web-based applications.

Role Description and Essential Duties

• Originates Personal Mortgage Production at assigned volume within budget or exceeds budgeted goals.