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Principal Financial Analyst

Capital One
United Statesfull_timeVerifiedPosted 18 Aug 2026
💰 $137,900/yr($120,800/yr$137,900/yr)

About the role

Principal Financial Analyst

We are seeking an analytic problem solver and detail-oriented team member to join our Card Finance Team. As a Principal Analyst of Financial Planning & Analysis (FP&A), you will be responsible for financial forecasting, executive reporting and presentations, and relationship building. You will manage P&L performance and provide Card Leadership with financial insights to influence strategy and drive business outcomes. Strong storytelling and analytical problem solving skills will be key to success in this role.  

In this role, you will own the reporting and forecasting for Capital One’s marketing expenses.  Marketing expenses are predominantly leveraged to acquire new customer relationships and are key to the future earnings power of the company, as well as our focus on Brand.  

The ideal candidate will use strong communication, problem solving, and strategic thinking to effectively: 

  • Formulate and articulate analytics and insights in a way that tells a compelling financial story

  • Proactively identify and address potential financial risks and opportunities

  • Foster trusted relationships, including with peers & senior leaders

Responsibilities:

  • Financial reporting and analysis, including budgeting, forecasting, variance analysis, financial reporting, and Profit & Loss (P&L) management

  • Coordinate and collect input data from Financial Analysts in different departments, check data integrity, summarize and convert data, run models, verify, analyze, and communicate output data

  • Business presentations: Assist in development of presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams

  • Ad-hoc requests and special projects

  • Independently manage and prioritize workload

  • Perform financial data analysis in preparing Profit & Loss or other statements

  • Frequently create reports for higher level associates

  • Provide management and business clients with project statuses

  • Perform reporting and analysis to support presentation and ad-hoc requests

Basic Qualifications:

  • Bachelor’s Degree or military experience

  • At least 4 years of experience in financial analysis, financial modeling, or a combination 

Preferred Qualifications:

  • Master’s Degree in Business Administration (MBA) Accounting, Finance, or Economics 

  • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

  • At least 5 years of experience in financial analysis, modeling, or a combination 

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Financial Analyst


 

Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst


 


 


 


 


 


 


 


 


 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept ap

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Company

Capital One

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