Enterprise Credit Summer Analyst Program 2025 - Global Corporate & Investment Banking Credit and Global Markets Credit

Please note the maximum number of applications that you can submit per recruitment season is 8.
You are only allowed to submit:
- 3 applications in total to U.S. and Canada programs
- 2 applications in total to APAC programs
- 2 applications in total to LATAM programs
- EMEA applicants are limited to 1 application per recruitment season. Once your application has been submitted, you will be unable to apply to any additional EMEA programs. Program ID  

11630

Region   U.S. and Canada Location   United States of America States   California, Illinois, New York, North Carolina, Texas City   Charlotte, NC, Chicago, IL, Dallas, TX, Houston, TX, New York, NY, San Francisco, CA Program   Enterprise Credit Program Program type   Summer internship Entry level   Analyst Program description  

Enterprise Credit Analyst Program - 2025

 

Enterprise Credit overview

The Enterprise Credit organization is an integrated credit underwriting, monitoring and product management organization managing credit for clients in the bank’s eight lines of business including consumers, companies, and institutions. To deliver seamlessly for our clients, the Enterprise Credit team works with a large array of partners in Global Risk, Global Operations, Global Banking and Consumer & Small Business Banking.

For additional information on our eight-lines of business, please refer to the annual report.

Enterprise Credit analyst program

The Enterprise Credit Summer Analyst Program is a ten-week program that provides you broad exposure into our credit underwriting, monitoring, business controls and data management routines. The program emphasizes on-the-job training augmented by classroom instruction focused on technical, analytical, and professional skills.

Our goal is for you to have the opportunity to build upon your academic foundation – specifically technical skills, industry knowledge and familiarity with a corporate environment – while pursuing your career, based on your interests and background. Your training and development is our top priority, with extensive formal training offered at the start of the program and on-the-job support, events, and mentorship throughout.

The Enterprise Credit program has five tracks to support the eight lines of business. The tracks include:

• Consumer Credit
• Global Wealth & Investment Management Credit (Supporting our Merrill and Private Bank clients)
• Global Commercial Banking (GCB), Asset Based Finance and Commercial Real Estate Credit
• Global Corporate & Investment Banking and Global Markets Credit
• Data and Analytics and Business Controls/Process Optimization

This job requisition is for the Global Corporate and Investment Banking (GCIB) and Global Markets Credit track.

Global Corporate & Investment Banking and Global Markets Credit:

Candidates for this credit portfolio need a strong understanding of corporate finance and accounting principles to evaluate company financials. The teams are structured by client size, industry and product specialty groups:

• Global Corporate & Investment Banking Credit – Provide credit to large multi-national corporate clients, middle market firms and emerging growth companies worldwide. This team includes several industry sectors as well as our Leveraged Finance and Renewable Energy-focused teams
• Global Markets Credit – Provide credit to support investment funds and other financial market participants with managing products such as debt, equity, commodities and foreign exchange

What to expect day to day

Over the ten-week program, you will participate in a variety of day-to-day activities depending on the credit portfolio to which you are aligned. You will be paired with a senior team of credit professionals and may work with different types of companies and institutions. Potential activities include:

• Analysis of c