Senior Analyst - Quantitative Modeling

General information

Career area Risk Work Location(s) 601 S. Tryon Street, NC Remote? No Ref # 21028 Posted Date 11-07-25 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Reporting to the Director of Quantitative Modeling, this position's primary responsibilities will include the development of loss forecasting, credit scoring, remarketing models, and collection related models that support the originations strategy for Ally’s Auto business line. The ideal candidate will have prior model development experience, strong data management, quantitative, and programming skills. Experience in the financial services industry is desired. This position is based in Charlotte, NC. Will consider other locations for internal candidates. 

The Work Itself

• Hands-on development of loss models and credit scorecards used to assess consumer and commercial credit risk using a variety of statistical and machine learning methods.
• Extract and manage data for model development from internal and external databases and providers.
• Monitor performance and support existing models in production, updating periodically as needed.
• Help evaluate third-party data and credit scoring models for internal utilization, as appropriate.
• Support the Model Risk Management validation process for models owned by your team.  

The Skills You Bring

• Bachelor's degree in Mathematics, Statistics, Economics, or Engineering. Advanced degree required.
• 3+ years of modeling & analytics experience required
• Advanced knowledge of statistics and quantitative models required
• Strong analytical, communication (written and oral), and interpersonal skills.
• Familiarity with credit bureau data, credit scoring methods and rank-ordering metrics.
• Experience with logistic and linear regression, scorecard methods, time series modeling, and loss forecasting. Knowledge of machine learning is a plus