Financial Crime Risk Investigator II

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$28.25 - $45.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Financial Crime Risk Investigator II conducts investigations of moderate complexity for both internal and external cases. Recommends for demarket and/or freezing accounts by the appropriate investigative unit. Conducts adjudications of moderate complexity.  May provide QA/review and mentorship of a team.  Applies reasonable grounds to suspect money laundering and terrorist financing.

Team Description: The primary responsibility of the FCRM Customer Exit and Watchlist Management team is to oversee the financial crime customer exits at the bank and manage the bank's internal Watchlist. In this capacity, the team reviews FCRM exit decisions and oversees the tracking, reporting, escalations, and restrictions related to customers identified as posing increased financial crime risk, in compliance with the bank's Customer Exit Standard. The team is also responsible for establishing the governance and monitoring routines necessary to adequately oversee the ongoing maintenance of the bank's internal Watchlist.  

This team also reviews Level 2 watchlist matches and determines how formerly exited customer re-established their relationship at the bank.

Depth & Scope:

• Experienced working professional role providing services, advisory or processes/program support
• Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas
• Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
• Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs
• Works within broad guidelines/policies and independently performs tasks from end to end
• Work performed under minimal management guidance and supervision

Education & Experience:

• 3+ years of experience
•  Undergraduate degree preferred 

Preferred Qualifications:

• Undergraduate Degree
• Advanced degree, professional accreditation, and/or 5+ years of anti-money laundering (AML) experience within the financial services industry
• Certified Anti-Money Laundering Specialist (CAMS) certification preferred
• Preferred background of reviewing Level 1/Level 2 screening alerts
• Preferred background in AML investigations
• Demonstrated initiative and creative in problem solving
• Excellent analytical and organizational skills, with a high level of attention to detail

• Exceptional ability to multi-task, prioritize projects, and meet deadlines with efficiency

Customer Accountabilities:

• Conducts investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
• Conducts data analysis, manipulation and interpretation looking for patterns and anomalies
• Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks
• Assists with reviewing and investigating court orders (subpoenas) related to criminal actions
• Assists and coordinates investigations with various law enforcement agencies as delegated
• Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned