Commercial Lines Field Underwriter [KS/MO]

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Job Description Summary

JOB SUMMARY: Responsible for generating new, profitable commercial lines business production from agencies in assigned territory. Has a good, workable knowledge of commercial contracts and is familiar with various commercial insurance policy language and endorsements. Begins to develop partnership with sales managers in order to extract new business from the agency force to review, quote, inspect and issue. Develop relationships with agencies for the purposes of writing new business. Achieve the territorial strategic and operating plan objectives for profit, production, and service.

Job Description

Reports to: Manager or Director. No direct reports.

Key Responsibilities:

1. Within delegated authority levels and company guidelines, accepts, rejects, or modifies new commercial lines business to ensure profitability.  Prices business according to company underwriting and pricing guidelines, and ensures standards for timelines are met. 

2. Accurately evaluates risk exposures.  Underwrite new business, review apps., select business to quote and reject the business that is unacceptable, class and price according to guidelines.  Underwriting also includes reviewing MVR's, financial reports and loss control reports.

3. Gather competitive data, prepare reports, and perform loss control inspections. 

4. Conduct routine field inspections of accounts, with and without agents.  Make recommendations based on findings.

5. Expected to maintain frequent visitation schedule with all assigned agents and establish the company as the commercial lines provider of choice for the agencies in the territory.

6. Ability to manage heavy workload effectively and backup other team members as needed.

7. Knowledge of regional office strategic direction and plan, including goals and objectives to achieve profit and growth.

JOB REQUIREMENTS:

Education:  Undergraduate degree preferred.  Pursuit of technical insurance coursework such as CPCU highly desirable.

Experience:  Three years commercial underwriting experience and/or portfolio management.

Knowledge: Requires knowledge of commercial underwriting practices, procedures, and policies. Some knowledge of agency operations and field agency support needs.  Working knowledge of sales techniques, loss control and risk management.

Skills/Competencies:  Requires strong oral and written communication skills; able to convey the commercial message in a positive manner to agents.
Staffing Exception to the above minimum job requirements must be approved by: Office of Human Resources

JOB CONDITIONS:

Overtime Eligibility: Not eligible, (Exempt)

Working conditions: Requires the ability to travel regularly in the field, service centers, agency offices, and customer business locations.  Must have and maintain a safe driving record. 

ADA: The above statements cover what are generally believed to be principal and essential functions of this job.  Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. 

Job Evaluation Activity: DEK 02/05
 

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer,