Financial Crime Risk Lead Investigator - Insider Risk (US)

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Financial Crime Risk Lead Investigator leads thematic (i.e., regulatory/public private partnerships) investigative projects, complex and sensitive investigations through analysis of evidence gathered for both internal and external investigations. This includes reporting, mitigating, and disrupting financial crime for AML, ATF, Sanctions and ABAC.  Provides investigative, developmental and quality assurance support to the Senior Manager and their team, focused on the investigative output of the teams.

Department Overview:

 

FCRM Investigations is responsible for investigations of complex anti-money laundering, counter-terrorism finance, and insider risk matters resulting from law enforcement referrals, proactive initiatives, 314a/314b, and internal referrals. 

 

The Lead Financial Crimes Investigator (Insider Risk) is responsible for leading and managing financial crime investigations involving or associated with current or former employees; ensures compliance with all internal AML policies and relevant AML regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and OFAC requirements; identifies and develops strategies to address and mitigate financial crime risks; prepares and presents detailed reports on investigative findings to executive management and regulatory authorities; and provides training, mentoring, and guidance to investigators and analysts on investigative processes, trends and typologies, and best practices. This role requires extensive knowledge of AML laws and regulations, experience in reviewing multiple data sources to form investigative conclusions, and the ability to work effectively with various stakeholders. 

Depth & Scope:

• Investigates AML/ATF and financial crime and/or criminal cases thematic and/or complex in nature
• Advanced knowledge of Bank products, systems, policies and procedures
• Advanced knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
• Manages programs/projects/ initiatives of moderate scope and complexity
• Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area. Understands the industry, competition and the factors that differentiate the organization

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Preferred Skills:

• Bachelor's degree in Finance, Accounting, Criminal Justice, or a related field
• 7+ years of experience in AML investigations, financial crime risk management, or a related field
• Experience conducting internal investigations and/or conducting employee interviews
• Strong knowledge of financial crime typologies, AML regulations, and Insider Risk typologies
• Ability to work independently and as part of a team, with a high level of integrity and attention to detail
• Excellent written and verbal communication skills, with the ability to present findings clearly and concisely.
• Relevant certifications (e.g., CAMS, CFE).

Customer Accountabilities:

• Leads a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime
• Applies sound methodologies to collect, preserve, and analyze evidence while staying current