Community Lender

Position Summary:

As a Community Lender, you will be responsible for cultivating strong relationships with customers and the community within a defined market area. You will collaborate closely with Branch Managers to acquire new small business clients and deepen existing relationships, helping to grow the bank’s market share.

Essential Job Functions:

• Actively manage a loan portfolio with ongoing customer contact, cross-selling bank products, and delivering exceptional customer service.

• Develop and maintain relationships with key centers of influence to promote bank products and increase referral opportunities.

• Target loan requests ranging from $250,000 to $1,500,000, while generating new deposits.

• Prepare detailed credit presentations addressing credit quality, collateral, cash flow, and borrower character.

• Maintain in-depth knowledge of Rhinebeck Bank subsidiaries, products, competitors, industry trends, and commercial credit practices.

• Execute an organized calling program to meet or exceed sales goals.

• Complete weekly updates to Commercial Top Ten Reports and Commercial Pre-Pipeline using the RB Connect CRM system.

• Proactively manage customer relationships to ensure high satisfaction and retention.

• Assist in the development of new tools, products, and marketing initiatives.

• Attend community events to promote a positive and visible presence for the bank.

• Monitor personal training needs and continue professional development.

Education & Experience:

• Bachelor’s degree in Business Administration, Finance, Accounting, or related field.

• Minimum 2 years of commercial lending experience.

• Valid driver’s license required.

What We Offer:

• Competitive Pay: $80,000 - $100,000 per year based on experience.
• Benefits Package: Includes 20 days of paid time off, a generous 401(k) match, and Rhinebeck Bank stock.
• Training & Development: Comprehensive 5-week training program, combining hands-on, classroom, and webinar learning to ensure you succeed.
• Mentor Program: Support from experienced staff to help you grow your career.
• Volunteerism: Paid volunteer hours to give back to the community.

Why Rhinebeck Bank?

Since 1860, Rhinebeck Bank has been a cornerstone of the Hudson Valley community. We pride ourselves on being personally involved in our business, our customers’ financial success, and our local charitable organizations. Our dedicated team is committed to delivering the best customer service and fostering strong community connections. Join us and become a part of something that truly makes a difference.

Equal Opportunity Employer

Rhinebeck Bank is an Equal Opportunity / Affirmative Action Employer. We do not discriminate based on race, color, religion, sex, national origin, veteran or disability status, sexual orientation, gender identity, transgender status, or any other characteristic protected by applicable law.