Anti-Financial Crime Officer - French Market 🇫🇷

Our mission? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe’s leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.
Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!
Our values:Customer focus | Prioritize customers in everything you doOwnership | Own your part, get things doneTeamwork | Make (team)work easyMastery | Continuously raise the barIntegrity | Always do what’s right, and respect people
Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.
Discover the steps we took to create a discrimination-free hiring process.
At Qonto, our AML/CFT system (Anti-Money Laundering/Combating the Financing of Terrorism) is divided into two levels:The Ops - AML/Fraud team, referring to the Operations department, performs operational controls to ensure our client base is not exposed to Money-laundering or Terrorist Financing risks (level 1)The Anti-Financial Crime team, referring to the Compliance department, is in charge of the definition and supervision of the AML/CFT system and performs enhanced investigations in case of suspicion (level 2);
As an Anti-Financial Crime Officer, you will work closely with Juliette on the Anti-Financial Crime team. You are a key member of our AML/CFT system (level 2) and accompany the development of Qonto’s activities in France.

👩‍💻🧑‍💻 As an Anti-Financial Crime Officer, you will
• Draft, review, and submit SARs, ensuring compliance with French regulatory requirements• Review and validate enhanced investigations conducted by the operational AFC Officers team before submission to Tracfin, ensuring quality meets our regulator's expectations• Help and coordinate our operational team of 7 investigators through daily operational support, weekly strategic meetings, and continuous training delivery• Perform level 1 controls on the Anti-Financial Crime team's operational activities• Handle complex Authority Requests and provide expert guidance to both internal teams and external partners

🤔 What you can expect:
• Fast-paced scaling environment: Work in Qonto's rapidly growing Financial Crime team as we expand across Europe and enhance our AML/CFT capabilities• Cross-team collaboration: Regular interaction with Internal Control, AML Operations, and international teams, giving you broad exposure to different aspects of financial crime prevention• Management experience: Gain operational management skills through daily coordination with the Barcelona team, including conflict resolution and performance management• Cutting-edge tools and processes: Work with our evolving API-based submission systems and contribute to process improvements as we scale our operations• Strategic impact: Your work directly protects Qonto and its European customers, with your investigations and validations forming a critical part of our regulatory compliance

🤝 About your future manager
• Her path?After pursuing a Law degree and a Business School diploma, Juliette discovered her passion for Compliance and Financial Crime matters. Over the past couple of years, Juliette has been actively involved in our Financial Security team by doing in-depth investigations, but also working on the development of tools and processes at Qonto.Her previous experiences include roles at Coinhouse, a crypto-specialized Fintech, where she served as a Compliance Officer, but al