Asset Liability Management Associate (Hybrid)

<p><em>We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.</em></p> <p><strong>About the role</strong></p> <p>Enova is currently searching for an ALM Associate to join our Treasury team. In this role, you will be responsible for asset/liability management, forecasting Enova’s balance sheet and interest expense, and interest rate and liquidity risk analysis. The ideal candidate will be a skillful leader with a deep understanding of asset-liability management principles and demonstrated success in a high-growth, dynamic and fast-paced environment. This position will report to the Assistant Treasurer.&nbsp;</p> <p><strong>Responsibilities:</strong></p> <ul> <li>Evolve Enova’s asset-liability capabilities, particularly liquidity risk management and interest rate risk management, including buildout of a bank-grade ALM framework.</li> <li>Develop and analyze short and long-term balance sheet and interest expense forecasts through collaboration with FP&amp;A and other key stakeholders.</li> <li>Assist with integrating deposit-based funding options into Enova’s overall funding strategy, evaluating ways to diversify sources and lower costs compared to traditional credit facilities and securitizations.</li> <li>Project the asset-liability position for the balance sheet to ensure acceptable levels of liquidity and assess the economic value of equity throughout interest rate cycles.</li> <li>Create and maintain dynamic models and procedures for interest rate risk measurement and liquidity risk management.</li> <li>Provide technical assessments and evaluations related to the impact of interest rate movements, economic value at risk, earnings at risk and other key metrics.</li> <li>Develop and maintain regulatory capital and liquidity reporting frameworks required under the OCC and Federal Reserve’s bank holding company supervision.</li> <li>Author and deliver impactful presentations, distilling complex ideas and opportunities into actionable insights including materials to communicate company achievements, strategy, and outlook to stakeholders.</li> </ul> <p><strong>Requirements:</strong></p> <ul> <li>Bachelor’s degree in Finance, Economics, or other related field (MBA or CFA a plus)</li> <li>7+ years preferred in the financial services industry, particularly in a Treasury/ALM/FP&amp;A function</li> <li>Experience with bank regulatory frameworks preferred, including familiarity with OCC or Federal Reserve supervisory requirements, bank holding company reporting, and/or liquidity and capital adequacy standards</li> <li>Advanced Excel skills and integrated financial stat