Insurance Product Manager, Small Commercial

The Company  
Cover Genius is a Series D insurtech that protects the global customers of the world’s largest digital companies including Booking Holdings, owner of Priceline, Kayak and Booking.com, Intuit, Hopper, Skyscanner, Ryanair, Turkish Airlines, Descartes ShipRush, Zip and SeatGeek. We’re also available at Amazon, Flipkart, eBay, Wayfair and SE Asia’s largest company, Shopee.
Our partners integrate with XCover, our award-winning insurance distribution platform, to embed protection for millions of customers worldwide each year. Our team and products have been recognized sed with dozens of awards including by the Financial Times who ranked Cover Genius as the #1 fastest growing company in APAC in 2020. Our diverse team across 20+ countries and many language groups commits itself to diverse cultural programs, in particular “CG Gives” which makes social entrepreneurs out of us all and funds development initiatives in global communities.
Our People are Bold, Authentic, Purposeful and Inspired  
Our People are not Perfect, Traditional, Complacent or Cautious  
About the role
Cover Genius Insurance Product Managers are the resident experts on specific product lines and go-to resource for coverage analysis and innovation, pricing, and filing requirements and regulations. The Insurance Product Manager is responsible for leading and managing all aspects of products sourced and developed within our operations including developing and communicating product line strategies, and supporting the partnerships team in providing product solutions in order to meet partner demands and increase market penetration. Cover Genius is seeking an experienced insurance product manager to join our team and manage our Small Commercial Insurance products and portfolio, focusing on CGL and preferably Worker’s Compensation as well.

What your work week will look like

• Developing new products across various business verticals relating to Small Commercial insurance and support of partnerships team with customer-centric solutions 
• Day to day management existing product portfolios, including reporting and improvements to underwriting, product and policy wording  
• General management of and guiding of underwriting efforts and policy requirements/issues including supply side partner management 
• Weekly and monthly general reporting including presenting commentary at meetings as needed
• Continuing development of depth of knowledge of Small Commercial products, including coverage innovations and pricing changes, and regulatory developments
• Work closely with the partnership team on developing new partnerships and preparing proposals and financial modeling

What the ideal profile looks like

• Ideal candidate will possess a minimum of three years' experience in developing Small Commercial insurance products, pricing and/or underwriting at an insurer or broker
• Track record in developing Small Commercial insurance products and ongoing product/portfolio management
• Experience in designing and writing policy wordings and other insurance related documentation
• Ability to communicate complex ideas in a clear, concise manner both verbally and in writing
• Problem solving and advocating for customer solutions
• Proven ability to foster and develop relationships with key external and internal stakeholders
• Excellent organizational skills and the ability to independently take initiative on projects 
• Ability to adapt quickly to a start-up pace environment and culture
• Produce reports and analyze performance to maximize opportunity and market share
• A clear understanding of product design and proposition - what makes it a success or failure
• Experience working in producing business in multiple markets around the world is an advantage
• Experience in product entry strategies, product designs and growing revenue

Why Cover Genius?  
Cover Genius not only cares about being the best in our industry, we care about our team. We’re a business that understands life can be fluid and so we flex to ensure we provide the environment to suit that. Some of the benefits we have are:  
• Flexible Work Environ