Senior Associate Underwriter - S&S Excess Umbrella Retail

Crum & Forster Company Overview

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work® Award for our employee-first focus and our steadfast commitment to diversity, equity and inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization.  For more information about Crum & Forster, please visit our website: www.cfins.com.

Job Description

Senior Associate Underwriter – Retail Excess & Umbrella - remote

Position Summary

The Senior Associate Underwriter for Excess & Umbrella is responsible for evaluating, analyzing, and underwriting renewal business accounts for the excess & umbrella line of business.  This role supports the achievement of profitable growth and risk management objectives and working closely with agents and internal team members to deliver market-leading insurance solutions.  The role involves analyzing risk, negotiating terms, and ensuring compliance with company guidelines along with supporting operational needs within the underwriting division.   The position requires strong analytical skills, strong desk management skills and the ability to build relationships with brokers, clients and team members.  

Key Responsibilities

• Risk Assessment: Analyze applications, financial statements, loss histories, and other relevant data to determine risk acceptability and pricing.
• Underwriting Decisions: Make sound underwriting decisions within authority limits, referring complex cases to senior underwriters or management as needed.
• Portfolio Management: Monitor and manage assigned book of business to ensure profitability and compliance with company guidelines.
• Broker/Agent Relations: Build and maintain strong relationships with brokers and agents, providing responsive service and expert guidance.
• Documentation: Ensure accurate and thorough documentation of underwriting decisions, correspondence, and policy information in company systems.
• Compliance: Adhere to regulatory requirements, company guidelines and underwriting standards.
• Collaboration: Work with internal teams (claims, actuarial, legal, etc.) to resolve issues and support business objectives.
• Market Intelligence: Stay current on industry trends, competitor products and market conditions. 
• Continuous Improvement: Participate in training and development opportunities to enhance underwriting expertise and contribute to process improvements.

Qualifications

• Bachelor’s degree in Business, Finance, Insurance, or related field (or equivalent experience).
• 3+ years of underwriting experience in Property & Casualty &/or Excess & Umbrella line of business.
• Strong analytical, decision-making, and organizational skills.
• Excellent communication and negotiation abilities.
• Proficiency with underwriting systems and Microsoft Office Suite.
• Ability to work independently and as part of a team. 
• Established retail agent relationships preferred.

 

What C&F will bring to you

At C&F you will BELONG

 

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

 

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

 

 

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions