Commercial Credit Prod Dir, Sr

Overview

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. 

 

We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance.  401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization.  We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

Responsibilities

Salary Range

The annual salary range for this position is $136,000-$279,100 plus incentive bonus. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate’s relevant skills and professional experience, educational qualifications, and geographic location.

 

Position Summary

The Commercial Credit Products Director Sr is a senior leader responsible for connecting the credit process and alignment in partnership with key delivery teams; specifically, the in-market support, documentation, and loan closing teams to create banker capacity while driving a more predictable experience for customers and team members.  This role will directly work with all team members in the delivery process specifically: credit approvers, underwriters, and portfolio management for Business Banking, Commercial, Corporate, and Specialty clients.  This is a highly visible role that proactively engages across the enterprise, shaping balanced growth and consistently modeling confidence and predictability for team members and customers. 

 

Specifically, this role sits at the intersection of credit process, strategy, portfolio management, risk governance, and client engagement, shaping the process and engagement supporting growth while protecting the bank through disciplined risk management.  The senior leader will work with the all teams to design and continuously evolve the delivery process to improve efficiency, consistency, and scalability; leverage technology and data; and strengthen controls—while partnering closely with Frontline Originators, Credit Policy, Risk Management, Credit Approvers, and Independent Risk Review. The Sr. Director is expected to bring sound judgment to complex processes, encourages thoughtful risk‑taking, and ensures balance in the underwriting practices reflecting the bank’s risk appetite, portfolio objectives, and long‑term client relationships.

 

Key Accountabilities

Enterprise Alignment

• Translate credit strategy and risk appetite into clear processes, standards, and segment‑specific approaches to improve customer experience and our turnaround time.

• Partner with the business to balance growth, returns, and risk concentration across industries, geographies, and products.

• Actively monitor industry trends, technology themes, and emerging risks with third parties; provide forward‑looking insights and recommendations evolving the delivery process.
• Ensure underwriting and monitoring practices support portfolio optimization and free up revenue teams to focus on revenue activities versus performing non-customer-facing activities. 

 

Underwriting Partnership

• Partner with executive leaders representing revenue teams with external insight, data and examples of underwriting and portfolio management processes for Corporate, Middle Market, C&I and Business Banking teams.

• Provide insight on underwriting processes that scale appropriately by complexity, risk, and customer need.

 

Process Design, Technology & Efficiency

• Lead the end‑to‑end design and continuous enhancement of the end-to-end customer acquisition process.   
• Drive simplification, standardization, and control discipline while maintaining flexibility for differentiated customer s