Deposits & Lending Product Risk Analyst - Wealth

The Product Governance team is part of the Controls group under the Wealth organization. As an integral part of the Wealth Product Governance team, this role will work closely with regional partners across COO, product management, O&T and functional partners teams to drive global product governance related to all the deposit and lending products and their respective features.

Responsibilities:

• Partner with regional product and functional teams including COO, Risk, ORM, Finance, AIM, and Technology on product inventory updates, quarterly product risk assessments and periodic product reviews to:
  • Support the overall implementation and sustainability of risk rating methodology to Citi’s global deposits and lending
  • Facilitate an accurate capture and identification of risk drivers for products in-scope
  • Drive consistency across regions in inventory, risk rating new activity and periodic product reviews
  • Identify potential emerging high risks across regions
  • Support development of cross regional mitigation plans
  • Quarterly monitoring of inventory with connectivity to NAC
• Identify opportunities to scale/ streamline existing products / features across regions based on risk / reward trade-off
• Partner with the regional product teams to drive consistency in new product proposals for global initiatives
• Bring end-to-end deposit and lending product expertise to prioritized initiatives (e.g., Transformation, Data initiatives, etc.)
• Support the execution of Transformation initiatives, such as GPMP adoption, CARAM, GAU/SAU implementation, CEAM adoption, etc.
• Support ARA and QRA business reviews for deposits and lending products
• Support ARCM management for deposits and lending products
• Support the execution of ad-hoc initiatives that have a direct impact in the deposits and lending products

Qualifications:

• 5+ years of relevant deposit or lending product experience with direct experience managing deposit or lending products and/or risk teams in a Fintech or large bank
• Degree or extensive experience in Business Administration, Finance, Marketing, specialized analytics, and/or related discipline. Master’s degree preferred
• Cross-functional influencing skills, with proven results at getting ideas to execution
• Experience working with internal/external partners with strong program management skills demonstrated on complex programs in large global firms
• Strong understanding of MCA risk framework and product risk rating methodology
• Ability to collaborate, influence, lead, partner, and negotiate with cross functional teams to deliver client needs, across regions and time zones
• Consistently demonstrates clear and concise written and verbal communication
• Strong understanding of a fast-evolving banking and payments innovations environment (open banking APIs, real time payments)

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Job Family Group:

Risk Management

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Job Family:

Business Risk & Control

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Time Type:

Full time

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Primary Location:

Fort Lauderdale Florida United States

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Primary Location Full Time Salary Range:

$107,120.00 - $160,680.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Jul 25, 2024

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Citi is an equal opportunity and affirmative action employer.

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