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Backend Software Engineer - Digital Banking, Payments

American Express
United Statesfull_timeVerifiedPosted 28 Aug 2025
💰 $150,000/yr($85,000/yr$150,000/yr)

About the role

Backend Software Engineer - Digital Banking, Payments -25015991

Description

 

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. 

How will you make an impact in this role?

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure an uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.

The Bill Payment platform provides a great opportunity to solve complex challenges and to build novel technology to power the next generation of Amex financial products. We are a team of entrepreneurial disruptors with a great FinTech Engineering culture at the forefront of innovation in the industry. We are building amazing GraphQL and APIs, intelligent payment routing decision engines, an ISO20022 framework, AI/ML driven data pipelines, and fluid integrators with Global Payment Infrastructure and the banking system.

Our team is responsible for mission critical customer journeys, including “Pay your Amex Bill,” “Plan your Payment” and “Get a Loan.” Our goal is to decouple our assets, such as our ACH engine and bank validation, and make it easy for others in the company to build world class customer experiences.

We are looking for Engineers that are open-minded, willing to learn, and are passionate about building great software. As we decide if an Engineer is a fit for our Team, we will not focus solely on experience or languages used, but the ability to think out of the box and approach problems with a clever mentality. We are influenced by The Twelve-Factor App principles, and we have picked modern ergonomic languages that improve productivity and readability, i.e., modern JVM: Quarkus/Micronaut/Ktor with Kotlin and lightweight Go command tools. Architecture is event driven microservices leveraging Kafka, Workflow Orchestration and polyglot-persistence layers including Postgres, Cassandra and Oracle.

Responsibilities:  

  • Build software as part of a nimble agile Team where you have every opportunity to make an impact on the bottom line and contribute to the architecture. 
  • Ensure our infrastructure is safely extensible, scalable, reliable and meets SLAs for both external and internal users. 
  • Create a brand for our platform composed of amazing APIs, Developer Portal, Tutorials and SDKs.

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Company

American Express

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