Senior Staff Software Engineer - Payments Risk

Do the best work of your career as a champion for small and mid-size businesses.

BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms. 

BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.

Make your impact within a rapidly growing Fintech Company

Our payment risk teams are at the forefront of building key components for our risk platform to support our payment business. We work collaboratively with peer developers, product managers, designers, architects, data scientists, and various business partners to define and develop low-friction, high-precision fraud detection systems that protect our customers and vendors.

We are seeking a strong, passionate engineer to join our team. In this role, you will enhance our platform and protect our customers from potential fraud, which is critical to the livelihood of small and medium-sized businesses (SMBs), while also unlocking revenue growth.

We’d love to chat if you have:

• Bachelor’s degree in Computer Science, Engineering, or a related field.
• At least 12 years of experience in software engineering.
• Proven experience in leading the design and implementation of scalable SaaS applications in Java.
• Expertise in building and maintaining large-scale, high-volume, high-availability, low-latency systems.
• Strong understanding of security, compliance, and regulatory requirements.
• Demonstrated experience in the payment industry or in developing fraud detection applications.
• Proficiency in version control, code reviews, testing, and deployment automation.
• Ability to mentor and guide other engineers in best practices and advanced technical concepts.
• Familiarity with machine learning model integration and data pipeline design.
• Bonus: Experience in front-end or full-stack development.

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The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range$188,700—$235,900 USD

Let’s talk about benefits

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts 
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off 
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our LinkedIn Life Page for each location and discover BILL.   

We live our culture and values every day

At BILL, we’re different by design—it's our culture. Our CEO is a trusted entrepreneur who lives our cultural values: Humble, Authentic, Passionate, Accountable, and Fun. People here love being their authentic selves, contributing unique experiences, sharing ideas, perspectives, and intellectual curiosity. We celebrate our diversity as the heart and soul of how we work, grow, and succeed together. Inspiring people with meaningful career experiences they love really does make the dream work and our successes just keep getting better. There’s no limit to what we can build and where we can go from here. We’d love you to join us.

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