Senior Software Engineer (BE) - Card Payments

Do the best work of your career as a champion for small and mid-size businesses.

BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms. 

BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.

Make your impact within a rapidly growing Fintech Company

The Card Payment teams are responsible for building enhanced capabilities for card issuing & processing in the cloud-based BILL Accounts Payables and Accounts Receivables platforms. You’ll be working with peer developers, product managers, designers, architects, and your manager to create new product capabilities to grow and scale card payments for Bill.

Enable customers to pay & get paid using streamlined card payment options from rapid to instant payouts across multiple channels. Our spotless & smart methodologies define solutions for effortless card payment CX. We are looking for a strong , passionate engineer to join us on an exhilarating journey to clock colossal payment volumes, build & ideate towards next-gen capabilities, & invent new revenue streams in the Card Issuing space.

We’d love to chat if you have:

• 5+ years experience designing, developing and supporting scalable payment systems using Java, Spring Boot, AWS cloud services.
• Proficient in microservices architecture, messaging queues, event streaming, SQL/NoSQL databases, RESTful APIs, and CI/CD pipelines.
• Skilled in designing and building highly reliable, low-latency payment systems and APIs while ensuring security and compliance standards.
• Proficient in integrating with third-party payment providers through APIs, messaging, and event-driven architectures.
• Proficient in instrumenting payment systems for effective monitoring, logging, tracing, and alerting.
• Experienced in diagnosing and troubleshooting issues in live production environments.
• Proficient in automating deployment, testing, and infrastructure management using Infrastructure as Code (IaC) tools.
• Collaborate closely with product and business teams to drive payment innovation and align technical solutions with business goals.
• Take ownership of critical payment systems and mentor junior engineers to foster their growth.
• Advocate for scalability, reliability, security, and engineering best practices within the team.
• Ability to communicate technical details and trade-offs effectively to stakeholders.
• Actively participate in team meetings and facilitate technical discussions to drive continuous improvement.

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The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range$145,600—$174,700 USD

Let’s talk about benefits

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts 
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off 
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our LinkedIn Life Page for each location a