Senior Analyst / Associate, Portfolio Management, Healthcare Lending

COMPANY DESCRIPTION:  Forbright is a nationwide full-service bank and commercial lender focused on helping to build a brighter future for our clients and the communities we serve. Forbright is committed to exceptional client service by providing seamless, innovative personal banking services to depositors and creative financing solutions to visionary middle market businesses and investors in healthcare, technology, financial services, real estate, and other industries.  COMPANY CULTURE:  We are a dynamic, high energy, fun, and fast-paced organization that has an exciting growth trajectory, meaningful mission, and embedded responsible practices into our daily interactions. We offer our team members a culture of collaboration, inclusion, flexibility, recognition, and giving back. We look to hire individuals that are passionate about our mission, and who are motivated, customer and results-oriented, innovative, adaptable, and thoughtful. COMPANY MISSION:  We are a mission-driven institution. We operate a sound dynamic institution that is well capitalized, liquid, profitable and uses best practices to manage risk and assure compliance with laws and regulations. We use Forbright’s capital, capabilities, innovation, and expertise to help our clients succeed and contribute broadly to building a brighter future. 
JOB SUMMARY: The Senior Analyst is an integral part of the lending team and actively works to manage credit risk by tracking borrower and loan performance, completing new or existing underwriting and amendment work, utilizing a scalable portfolio monitoring infrastructure, and working on specialized projects based on the group's needs and the Bank's strategic plan.

DUTIES AND RESPONSIBILITIES:

• Assist in the assessment of  credit risk for specific loans, ensuring that asset quality remains strong, and executing strategies to limit the risk of loss 
• Monitor and analyze  operating performance, financial condition, and credit risk for assigned borrowers to proactively identify issues and resolve problems in a timely and effective manner 
• Manage day-to-day borrowing activity of assigned asset-backed loans (ABL) pursuant to Bank policies and procedures 
• Perform analysis on financial reporting provided by borrowers, tracking the trends and developments which may impact loan performance 
• Model financial projections to assess a borrower’s ability to repay its loan under various economic scenarios. 
• Work with the underwriting team as needed to prepare loan modification memorandums to present to the loan committee 
• Assist in the management of client relationship ensuring an appropriate balance of client-centric service while managing and adapting to changes in the borrower’s risk profile 
• Communicate with clients and the lending team in an organized, thoughtful, and timely manner 
• Prepare appropriate and timely reporting to senior management on borrower performance, effectively communicating identified credit risks and recommended actions in compliance with the Bank’s internal procedures and guidelines 
• Lead drafting of risk ratings, criticized asset management, and review processes for assigned loans 
• Actively manage upcoming loan maturities, past dues, and credit quality in conjunction with the lending team to support ongoing due diligence and credit monitoring efforts 
• Assist with the training and development of Analysts including leading the day-to-day training 
• Manage documents, communications, and work in accordance with company policies and department procedures 
• Perform other duties as assigned   

QUALIFICATIONS:

• Associates Degree required; Bachelor's Degree preferred 
• Minimum of 1 year of experience in a portfolio management, credit analysis, loan underwriting, public accounting, corporate FP&A, structured finance, and/or leveraged finance role required 
• Strong financial statement analysis skills with a firm grasp of accounting and finance concepts 
• Outstanding quantitative and qualitative analytical skills 
• Acute attention to detail with the ability to think critically and independently 
• Proficiency with Microsoft Office tools (Outlook, Word, PowerPoint, Excel)   
• Excellent verbal, written, and interpersonal communication skills   
• Strong organizational skills and attention to detail    
• Outstanding problem-solving and time management skills   
• Self-motivated, self-directed, and results-oriented  
• Adaptable and able to multitask in a fast-paced environment   
• Can work independently and within a team; solution-oriented with a collaborative approach 

The pay range for this position is below. The specific rate will depend on the successful candidate’s qualifications and prior experience. $90,000 (entry level qualifications) to