Large Account Underwriter/ Sr. Large Accounts Underwriter (Remote)

At Selective, we don't just insure uniquely, we employ uniqueness. 

Our Business  

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work® in 2024 for the fifth consecutive year. 

Working at Selective 

At Selective, we don't just insure uniquely – we employ uniqueness. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.  

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance reimbursement and programs, and paid time off plans. Additional details about our total rewards package will be provided during the recruiting process. 

Underwrites, prices and services large, loss sensitive accounts (premium >$350k) working with appropriate supervision on assignments of varying complexity, hazard grade and premium.   Handles the daily service demands of our agents in support of individual and team goals, with an adequate understanding of coverage, products, underwriting system transactions, and State specific LOB filings.  Meets business objectives of a large account production operation and develops and maintains solid agency and client relationships. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

• Underwrite and process large account renewal policies with supervision and within a letter of authority from the Underwriting Manager.
• Gather, analyze, and evaluate risk exposure through appropriate risk documentation.
• Apply knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks.
• Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophy.
• Respond to agents' inquiries on coverage and adjust policy information based upon prescribed authority.
• Work within specified authority level to quote, accept, decline, modify and renew risks within account assignment in accordance with accepted underwriting guidelines.
• Partner with Large Account Specialists, Agents, team members and other departments to grow and maintain a profitable book of business.
• Effectively communicate underwriting decisions and appetite at the individual account and portfolio level to internal and external customers.
• Reinforce the ease of doing business with Selective by meeting or exceeding customers’ expectations and service quality on a consistent basis.
• Develop and maintain working relationships with internal and external customers, peers and management. Partner with Large Account Specialist to conduct Agency and customer visits across a broad regional geography.
• Communicate openly and in a timely fashion. Work diligently to achieve individual and team goals.
• Conduct continuous profit and growth analysis as assigned. Monitor premium retention with the use of electronic reporting tools.
• Increase renewal premium by cross-selling additional coverage, products or value-added services.
• Participate in projects and initiatives as assigned.
• Identify and participate in ongoing learning related to underwriting, company products and services.
• Must have a valid license and be able to drive an automobile to support company travel within territory.
• Car travel represents less than 10% of employee’s time.

Requirements and Qualifications:

Non Sr Level:

• Demonstrated effective written and verbal communication skills.
• Possesses basic underwriting technical skills and knowledge of company products and underwriting guidelines.
• Ability to solve problems and make sound decisions.
• Ability to multi-task and manage workflows to meet production and service expectations.
• Ability