SVP, Treasury & Commercial Credit

At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees.  Part time positions start at a minimum of 30 hours per week.

We encourage you to become a part of VyStar Credit Union's family of employees.

SVP, Treasury & Commercial Credit

ACCOUNTABILITY STATEMENT

The SVP, Treasury and Commercial Credit provides enterprise level leadership and strategic direction for the Credit Union’s treasury management and commercial credit functions. This executive role is responsible for building and expanding the Credit Union’s treasury management capabilities. This includes developing and executing a forward-looking commercial treasury strategy, driving new business generation, designing treasury solutions, and cultivating strong partnerships with key external stakeholders to expand market presence and deepen client engagement.

In addition, the SVP oversees the full credit lifecycle—including underwriting, credit analysis, credit approval, portfolio oversight, and comprehensive risk management—working closely with the VP of Commercial Credit to ensure disciplined credit practices and alignment with the organization’s risk appetite and growth objectives.

Success in this role requires strong collaboration across Commercial Lending, Operations, Finance, Technology, and senior executive leadership. The SVP will champion cross-functional alignment to enhance commercial treasury offerings, strengthen client relationships, and drive sustainable growth, revenue, and enterprise value.

ESSENTIAL RESPONSIBILITIES

• Drive the acquisition of new treasury management business and maintain strong, ongoing client relationships by applying deep treasury product expertise to develop and execute market‑specific strategies and product solutions.

• Develop and implement a comprehensive strategic plan for commercial deposits, with a focus on market expansion, deposit growth, and sustainable revenue generation.

• Engage with bankers and clients to deliver integrated, consultative treasury solutions, ensuring alignment with client needs, strategic priorities, and the Credit Union’s overall relationship strategy.

• Define annual objectives for deposit balances, fee revenue, and portfolio profitability, and guide the organization in meeting these targets while ensuring alignment with broader strategic priorities.

• Serve as a key influencer in shaping innovative product offerings, pricing frameworks, and market strategies that enhance customer experience and position VyStar as a leader in the treasury management space.

• Serves as the first line of defense (1LOD) by owning, managing, and mitigating treasury and commercial credit risks, ensuring activities operate within the Board‑approved Risk Appetite Framework, and partnering with ERM for effective oversight.

• Designs, implements, and maintains 1LOD internal controls to ensure program compliance and effectiveness, and commits to timely, transparent escalation and reporting of breaches to ERM and appropriate risk committees.

• Leads incident investigations and corrective action planning, incorporates lessons learned into operations, and collaborates with ERM to establish risk tolerances, metrics, and conduct periodic policy reviews aligned with evolving regulatory and business environments.

• Provide executive oversight of service, operational excellence, and compliance across all Commercial Credit functions, ensuring leaders consistently apply policies, procedures, and controls that uphold service quality, optimize productivity, and maintain rigorous confidentiality and security standards. Establish governance expectations for the handling of exceptions, high‑risk transactions, and member escalations, ensuring a disciplined, enterprise‑aligned approach to issue resolution.

• In collaboration with executive-level leadership and the VP, Commercial Credit, set the strategic direction for credit quality and risk management, ensuring credit requests are accurately presented, properly risk‑graded, and supported by sound collateral structures. Maintain enterprise‑wide credit discipline through robust credit‑risk frameworks, policies, and monitoring practices that ensure compliance with regulatory requirements and align with the Credit Union’s risk appetite.

• Develop and inspire leaders and individual contributors, cultivating a high‑performing, collaborative leadership team that drives operational excellence and advances a member‑centric and results‑oriented culture. Champion leadership development, succession planning, and talent strategy across the Commercial Credit organization.