AML Officer

Moneybase forms part of Calamatta Cuschieri Moneybase plc, a leading diversified financial services group that pioneered the Maltese financial services industry in 1971. We currently employ 200 people spread across 3 core business lines namely Fintech, Investment services and Fund administration.

Calamatta Cuschieri Moneybase plc is considered to be an innovator in the areas it operates in. We believe in challenging the status quo and we aim for service excellence in everything we do.

Our Values:

🚀Innovation – Stay Curious, Move Fast 

🔒Integrity – Do What’s Right, Always 

🎯Accountability – Own It, Fix It, Learn 

🤝Collaboration – Win Together 

🌍Respect – Value Every Voice

The AML will support the Head of AML in ensuring that all corporate processes and procedures adhere to legal requirements and internal standards. This role involves assisting with daily tasks related to AML and other duties as required by the Company.

Duties & Responsibilities

• Assist with the implementation of the AML Monitoring Program

• Liaise with external regulatory and enforcement agencies and counterparties as necessary;

• Submit Suspicious Transaction Reports (STRs) or equivalent as required;

• Assist with designing and drafting AML policies and procedures

• Maintain knowledge of all AML regulations and best practices that may enhance operations and system rules;

• Monitor daily AML team tasks ensuring compliance with Customer Acceptance Policy (including retail and corporate clients) and Transaction Monitoring Policy;

• Monitor and review financial transactions and activities in order to detect and prevent fraud, including payment irregularities, account discrepancies, and unusual patterns new rules and enhancements to the monitoring in place;

• Report and escalate to the HoD KPIs and ongoing monitoring & assist with BoD Reporting;

• Assist on Remediation Projects and sampling of cases;

• Assist with the risk assessment of outsourcing arrangements and ICT third parties;

Requirements

Experience & Education Requirements

• A minimum of 3 years' experience in Anti-Money Laundering (AML), Compliance, Financial Crime Prevention, Risk Management, or a related function within the financial services sector.

• Experience working within regulated financial institutions, such as investment firms, payment institutions, electronic money institutions, or Banks.

• Sound knowledge of AML/CFT legislation, regulations, and industry best practices.

• Familiarity with customer due diligence (CDD), enhanced due diligence (EDD), ongoing monitoring, sanctions screening, transaction monitoring, and suspicious activity reporting.

• Experience liaising with regulators, auditors, and law enforcement authorities is considered an asset.

• Ideally in possession of a Degree in Compliance, Law, Banking & Finance, Risk Management, Criminology, Business Administration, or a related field, or hold a professional qualifications in AML/Compliance, such as ICA, ACAMS, or equivalent, will be considered an asset.

• Knowledge of Maltese and European regulatory frameworks, including AML/CFT obligations, is highly desirable.

Skills Requirements

• Excellent written and verbal communication skills in English.

• Strong analytical and investigative skills with the ability to identify and assess financial crime risks.

• Ability to interpret and apply regulatory requirements in a practical business environment.

• Strong attention to detail and ability to maintain a high level of accuracy when reviewing documentation and conducting investigations.

• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

• Strong organisational and problem-solving skills.

• Ability to prepare clear, concise, and professional reports for senior management and regulatory authorit