Loan Operations Specialist IV

Primary Purpose:

Review of Commercial Loans secured by real estate and non-real estate collateral prior to origination, renewal or modification. The review is to ensure that the Bank’s loan policy and procedures are followed.  The specialist will work closely with lenders and lending assistants ensuring loans closings occur in a timely manner and are compliant with Bank policy and procedures to limit loan and regulatory exceptions.

Principal Duties:

• Perform loan package reviews to determine the bank’s lien position for a variety of collateral types, Real Estate and Non Real Estate.  
• Review documents to ensure that they reflect how the loan was approved. 
• Review entity documentation to ensure that the entity is properly certified to do business and determine the authorized signers for the entity.
• Apply general knowledge of Federal Regulations to assist the bank in following various compliance requirements.
• Be a problem solver by applying written loan policy and procedures to each task

Job Specifications:

• High School Diploma
• Detail oriented
• Experience in loan documentation review and the ability to comprehend and apply the bank’s policies and procedures to each review
• Professional written and verbal communication skills 
• Knowledge of applicable regulations 
• Knowledge of the lending process 
• Be able to manage multiple projects in a specified time period. 
• Computer experience in navigating and learning all applicable applications and programs
• Must possess the ability to work as a team with a positive attitude and be service oriented