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CA

Principal Risk Associate, Risk Advisor

Capital One
United Statesfull_timeVerifiedPosted 29 Apr 2026
💰 $137,900/yr($109,900/yr$137,900/yr)

About the role

Principal Risk Associate, Risk Advisor

Are you ready to work on the front line of a top 10 Bank? As a Principal Risk Associate in the Commercial Risk Office at Capital One you’ll be responsible for working with business partners to identify and mitigate potential risks to Capital One. Principal Risk Associates at Capital One are the front line of defense to ensure our company remains stable and profitable. 

Commercial Risk is a first line of defense function which supports Commercial Lines of Business in managing non-credit risk. This role supports Fraud Strategy, Payments, and Operations Risk Advisors in their day-to-day activities.

 

As a Principal Associate on the Commercial Operations Risk Advisor Team, the ideal candidate will have excellent communication, both written and verbal,  along with strong interpersonal skills. They have the ability to work autonomously, navigate changing priorities in an Agile framework, and a desire to help the Commercial Bank succeed.

Strong problem solving, integrative thinking, prioritization, and analytical skills are essential for success in this role. Additionally, building win-win partnerships with multiple business stakeholders and across Commercial Risk work streams while adapting to change in a dynamic environment are key for this role. 

Job Responsibilities:

  • Proactively manage risk management initiatives, tasks, and activities in order to reduce the residual risk within the business

  • Provide risk advice and guidance to business areas, as required

  • Support Risk Advisors with ad-hoc deliverables and assessments

  • Coordinate the delivery of materials requested in audits and exams, coordinating with various stakeholders across the lines of defense

  • Execute deliverables that support internal governance processes

  • Act as issue manager on events and issues related to the business, including project management of remediation activities

  • Create, edit and manage a variety of business unit risk reporting

 

Basic Qualifications:

  • Bachelor's degree or military experience

  • At least 3 years of Commercial Banking, Bank Operations or Risk Management experience 

 

Preferred Qualifications:

  • At least 4 years of experience in Risk Management, Compliance, or Audit

  • At least 3 years of experience supporting, partnering and interacting with internal business clients

  • Commercial Bank and/or Fraud experience

  • Highly organized, able to juggle multiple initiatives and prioritize work

  • Demonstrated experience leading or supporting cross functional projects

  • Strong analytical skills and an ability to work effectively in a team environment to meet tight deadlines

  • Highly proficient in creating and maintaining information in Microsoft Office (PowerPoint, Excel, and Word) or Google Suite (Slides, Sheets, and Docs)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
 

#CommRisk

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $109,900 - $125,400 for Principal Risk Specialist


 

McLean, VA: $120,800 - $137,900 for Principal Risk Specialist


 

Plano, TX: $109,900 - $125,400 for Principal Risk Specialist


 

Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist


 


 


 


 


 


 


 

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comp

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Company

Capital One

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