Fraud Analyst II, Part-Time (Oak Creek)

Job Details

Job Location: OCO Oak Creek - Oak Creek, WI 53154

BASIC RESPONSIBILITES:

Under the supervision of the VP of Member Services the incumbent of this role will be responsible for several functions. This is including, but not limited, to servicing internal and external member requests for ATM/Debit Card services, following up on possible fraudulent activity, daily processing and reviewing of Fraud Department reports, maintaining accurate documentation of conversations and situations and contacting members with negative accounts. This role supports the Credit Union’s fraud detection and Bank Secrecy Act (BSA) compliance efforts. Core responsibilities may shift based on department needs, certifications, and internal career progression.

 

OUR CORE VALUES:

The Fraud Analyst II will be expected to act in a manner which is in accordance with Guardian Credit Union’s values:

1. Relationships – We treat each other, our members, and our community with respect.
2. Accountability – We hold ourselves to a higher standard.
3. Teamwork – We work together to reach our goals.
4. Honesty – We believe in conducting ourselves with honesty, integrity, trust, and fairness.

 

ESSENTIAL FUNCTIONS:

1. Completes required daily/monthly departmental reports and fraud detection software alerts. Evaluates activity for the early detection and prevention of fraud.  Monitors new account activity and takes action to close or freeze activity when warranted.
2. Investigates and properly documents possible fraud and suspected criminal misconduct both internally and externally, including kiting and forgery.  Report all criminal misconduct to management.
3. Researches and resolves internal and external member service inquiries in a timely and accurate manner.
4. Provides on-going compliance training and technical assistance to help branches reduce fraud.  Assists in conducting training sessions for staff meetings.  Keeps all staff informed regarding crime alerts, possible scams and potential losses.
5. Works as a liaison with law enforcement agencies in conducting fraud investigations.
6. Addresses internal and external member service requests from ATM/Debit card services encompassing the exclusion of ATM/debit cards from card blocking rules, fraud alerts, and processing and investigating debit disputes.
7. Contacts members with negative shares by telephone and mail.  Determines the reason for negative balance and takes appropriate action to bring positive and keep positive.
8. Investigates and completes all Verafin alerts/cases, taking appropriate action when necessary.
9. Performs Customer Due Diligence and Enhanced due diligence and fully documents all investigative findings and/or secures additional member documentation as required.

 

SECONDARY FUNCTIONS:

1. Serves as a back up to department personnel.
2. Collects and maintains records for all Subpoena requests with the assistance of the audit department.
3. Performs other departmental duties as assigned.
4. Cross sells credit union services when appropriate.

Qualifications

SKILLS AND ABILITIES REQUIRED:

Education/Experience: Any combination equivalent to education and experience that provides required knowledge and skills qualifying. The typical qualifications preferred would be equivalent to completion of a high school degree and a minimum of 2 years’ experience in a credit union or other financial institution. Requires a working knowledge of Fraud and BSA functions with CBSAP Certification.

 

SKILLS:

1. Professional, well-developed interpersonal skills necessary for servicing credit union members and projecting a positive image as a representative of the credit union.
2. Must demonstrate strong member focus with ability to provide efficient, friendly service in a fast paced, team-oriented environment.
3. Must be able to handle confidential information with discretion, reta