Mortgage Structured Lending Credit Risk Analyst

Title: Mortgage Structured Lending Credit Risk Analyst

Corporate Title: Analyst/Associate

Department: Risk

Location: New York

 

The pay range for this position at commencement of employment is expected to be between $110,000 and $140,000/year * (see below footnote for additional compensation and benefits information).

 

Company overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Aon’s Benefit Index®, Nomura’s benefits rank #1 amongst our competitors

 

Department Overview:

Nomura's Risk department plays a crucial role in identifying, assessing, and mitigating risks across our business. We strive to protect the firm's assets, reputation, and financial stability by implementing robust risk management practices. Join our team and contribute to our proactive approach in managing risks, allowing us to make informed decisions and thrive in an ever-changing market environment.

 

Role Description:

The firm is seeking an experienced credit risk professional to join the Mortgage Structured Lending Credit Risk team. The role requires experience evaluating counterparties, residential mortgage and real estate collateral, securitizations and new products/structures. In addition to product expertise, the candidate must exhibit familiarity with models, effective management ability and excellent communication as the role requires extensive collaboration across various functions and with clients. Candidate must be able to work with business partners to structure and negotiate credit terms for residential real estate and mortgage warehouse transactions.

 

Key Stakeholder Management

• Build and maintain strategic relationships with origination and structuring teams
• Act as intermediary between clients, business units, auditors and department heads
• Present risk assessments and strategic recommendations to senior management & executive committees
• Provide clear, impactful communication of risk issues to senior management
• Partner with global teams across different jurisdictions and time zones
• Influence key decision makers on risk appetite and portfolio strategy

 

Risk Management Responsibilities

• Review and challenge transactions
• Ongoing monitoring of portfolio, collateral performance and markets
• Conduct on-site due diligence with counterparties to determine financial, operational and managerial capabilities
• Write credit reviews to provide support for ratings and discuss risks and mitigants for transactions
• Oversee limit framework design and implementation
• Guide development of risk analytics and reporting frameworks
• Contribute to regulatory capital optimization initiatives
• Foster collaboration across risk and control functions

 

Skills, experience, qualifications and knowledge required:

• 3+ years of relevant risk experience
• Strong understanding of residential mortgage & real estate underwriting, or adjacent sectors (e.g., ABS)
• Proven experience managing stakeholder relationships

Technical Knowledge

• Understanding of credit risk rating methodologies
• Knowledge of risk metrics and limit frameworks
• Familiarity with financial statement analysis
• Broad understanding of securitization structures and markets

Communication & Influence Skills

• Exceptional ability to communicate complex risk concepts clearly
• Experience presenting to executive committees
• Strong negotiation and conflict resolution capabilities
• Ability to build consensus across diverse stakeholder groups
• Confidence in challenging senior stakeholders constr