NorthAM FinCrime Controls Senior Manager

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We are seeking a highly experienced individual to support a rapidly expanding product in North America. The primary goal is to ensure Wise's US and Canada AML program is best-in-class, meeting regulatory obligations, effectively managing financial crime risk, and scaling to enable continued growth. This is a hands-on and exciting opportunity to collaborate directly with product managers, analysts, and engineers. The ideal candidate will be an expert in anti-financial crime risk and possess proven experience in evaluating and implementing controls.

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Now, we need to scale our US and Canada product offerings, ensuring compliance and a structured approach to local financial crime risks. You will enhance the effectiveness of our AML program, ensuring a balance with customer experience. This will instill confidence in internal stakeholders, bank partners, and regulators.

Here’s how you’ll be contributing to the NorthAm Product Compliance and Risk team, in the first line: 

• Fully implement a bank partner engagement program- developing metrics to communicate our AML program health

• Support on the closure of financial crime issues by building new controls or enhancing existing controls working with our regional and core financial crime product teams to do so

• Enable growth- identify ways to improve our controls and reduce unnecessary customer suspensions as well as review products to ensure they meet our local regulatory requirements and have appropriate anti-financial crime controls

• Develop reporting to improve the regional and global understanding of the health of our NorthAM financial crime program- reflecting on metrics, issues, incidents to name a few

• Offer effective advice to Product Managers on existing and forthcoming regulations, gaps, and risks and work with them to proactively address these

• Ensure NorthAm has a full understanding of our regional control framework, local risks, and NorthAm control framework. This will be achieved through better control documentation, procedure uplift, and the maintenance of the regional product compliance manual

• Give confidence to bank partners, auditors and regulators about our product offering and the associated NorthAM AML compliance program

This role will give you the opportunity to: 

• Grow your hands-on Fintech knowledge at full speed; 

• Keep compliance right at the heart of the product development cycle, in a fast-moving environment;  

• Be empowered to identify ‘regulatory problems’ and take a lead in the solution design and implementation; 

Qualifications

About you: 

• You have a background in anti-financial crime with specific experience in implementation of controls to address regulatory and risk requirements.

• You have experience scaling financial crime controls across a number of markets with particular experience in the UK, EU and US markets

• Ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders;

• Problem solving attitude, with the ability to use regulations together with data to drive business decisions; 

• Experience in supporting a maturing anti-financial crime program- moving from a start up to bank standard

• Experience (or interest) in working in a fast-growing environment and working directly with product teams; 

• Willing to travel, as Wise offices are located across different countries; and

• Legally authorized to work in the US

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Some extra skills that would be great: 

• Experience with Confluence, Jira, Risk and Controls software 

• Experience working with global teams 

Additional Information

• We’re people without borders — without judgment or prejudice, too. We want to work with the best people, no matter