Loan Underwriting Manager II

Work Location:

Jacksonville, Florida, United States of America

Hours:

40

Pay Details:

$110,760 - $166,400 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Credit Management

Job Description:

The Loan Underwriting Manager II supervises the overall activities in the Underwriting Department. The Loan Underwriting Manager II oversees daily underwriting activities, including workflow, turnaround, productivity and quality monitoring.

Depth and Scope:

• Supervises daily operations to ensure accuracy and efficiency of workflow and staff
• Ensures 48 hour turn time SLA is met
• Acts as an advisor to production and operations staff to ensure team goals are met
• Helps with the selection process and orientation of new staff members
• Supports Loan operations in whatever capacity needed
• Provides exceptional customer service, congruent with WOW! Philosophies to customers, vendors and other institutions
• Demonstrates sound judgment conveying departmental policies and procedures
• Conducts monthly underwriting staff meeting and individual one on one monthly meetings with underwriters
• Supports Operations Director with delegation program
• Conducts monthly underwriting staff meetings and individual one on one monthly meetings with underwriters
• Performs other duties as may be assigned

Education & Experience:

• Bachelor’s Degree or work experience equivalent to Bachelor's degree required
• FHA DE a must
• VA LAPP a must
• 10+ Years of related experience
• In-depth knowledge and understanding of bank operations, department policies, procedures, products, services, systems and applications
• Proven ability to interact with all TD Bank and departmental customers
• Excellent oral and written communication skills
• Excellent PC skills and familiarity with standard office equipment
• Ability to work in a fast-paced, dynamic environment a must
• Detail-oriented, self-motivated and has excellent customer service skills
• Excellent interpersonal skills
• Proven supervisory experience, organizational, analytical and decision-making skills
• In-depth knowledge of accounting
• Flexibility in adjusting priorities
• Proven ability to pro-actively manage workflow
• Desktop Underwriter and Loan Product Advisor experience preferred
• Portfolio product experience preferred
• Experience with non-confirming/jumbo/Freddie Mae/Freddie Mac loans preferred

OCC Language:

• This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
• Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36
• Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
• Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occas