Senior Risk Analyst

<p>At EveryPay, we are on a mission to build the digital financial infrastructure that underpins e-commerce in Greece, empowering Marketplaces, and Merchants to thrive.</p><p>We are a team of enthusiastic young people, driven by our values to Empower Customers, work as a Team Together, Manage Risk and Get Stuff Done.</p><p>We are proud to have built the payments layer connecting most Greek Marketplaces and Merchants with world-class schemes like Visa and MasterCard. We service most Greek Marketplaces, including Greece’s largest and most successful marketplace: Skroutz. Our systems connect to thousands of banks, in Greece and abroad. Our tech processes tens of thousands of transactions every day – that’s €billions worth of e-commerce. If you have bought something online in Greece, chances are you have already used our payments product.</p><p><strong>EveryPay</strong> is fully owned by the Skroutz Group of companies and is both a Tech Company and a Regulated Financial Services Institution. Therefore, you will be exposed to the world of the Tech Payments Sector and that of Financial Services. </p><p><strong>How you will contribute to EveryPay's vision</strong></p><p>We are looking for a Senior Risk Analyst to join our Risk Management team!</p><p></p><p><strong>What will you be doing: </strong></p><ul> <li>Participate in Identifying, evaluating, and reporting on BU risks, and support the development and maintenance of the enterprise risk management (ERM) in general</li> <li>Enhance continuous improvement of our risk management framework, including policies, tools and processes, to further improve the quality and scalability of our risk management objectives</li> <li>Analyze data and monitor risks and assess their impact on company activities (threats/opportunities) </li> <li>Monitor key risk indicators (KRIs), produce risk dashboards, and escalate emerging risks</li> <li>Understand and be able to propose mitigating actions against various risk categories (Credit/Interest Rate/FX, Strategy, Disputes and Chargebacks, Operational, Compliance and AML etc.)</li> <li>Assist in the development and enhancement of the Internal Liquidity Adequacy Assessment Process (ILAAP), ensuring compliance with regulatory expectations and best practices</li> <li>Design and execute stress testing and scenario analysis across key risk areas including operational risk, liquidity, credit exposure (where applicable), and business continuity</li> <li>Participate in the KYC process for customer approval of entities from different countries using various internal and external systems and databases in the Onboarding and Reverification process</li> <li>Prepare and submit periodic regulatory filings, reports, and notifications</li> <li>Lead risk event investigations and root cause analyses</li> <li>Respond to ad-hoc assignments to meet business needs <br/> <br/> </li> </ul><p><strong>What will you need to succeed: </strong></p><ul> <li>BSc preferably in Economics, Finance, Banking, Engineering or other closely related field</li> <li>Minimum of 2-5 years of experience in risk management process and ERM</li> <li>Previous experience in fintech or payments service will be highly appreciated</li> <li>Demonstrated experience in drafting or contributing to a <strong>Risk Appetite Framework</strong> and articulating risk appetite/tolerances to senior management and regulators</li> <li>Substantial knowledge of Risk Management frameworks ISO 31000 and COSO framework</li> <li>Familiar with regulations and in particular payments’ regulations &amp; supervision (e.g. PSD2, EBA guidelines, acquiring &amp; issuing business, DORA Regulation)</li> <li>Familiarity with governance structures and risk reporting practices required for regulated financial institutions (e.g., Board Risk Committees, Risk Control Self-Assessments, etc.)</li> <li>Experience in building or enhancing risk frameworks in a scaling fintech or EMI</li> <li>Knowledge of card scheme rules (Visa, Mastercard), Open Banking, and digital wallets</li> <li>Professional certifications (e.g., FRM, CRM, PRM, ICA, CAMS), relevant to the assigned area, will be considered an asset</li> <li>Knowledge of project management systems (e.g. ASANA)</li> <li>Excellent organizational skills as well as the ability to manage multiple tasks and prioritize</li> <li>Effective Communication &amp; Critical thinking</li> <li>Excellent use of MS Office</li> <li>Good command of the English language (both written and spoken)</li> </ul><p></p><p><strong>What's it like to work at EveryPay?</strong></p><ul> <li>Competitive full-time salary <strong>💸</strong> </li> <li>Private Family Medical Plan 🏥</li> <li>Monthly meal allowance 🍽️</li> <li>Learning and development programs and access to relevant resources 📚</li> <li>A flexible hybrid model of work </li> <li>Free Skroutz Plus subscription ➕</li> <li>Free wellness subscription 🏋️‍♀️</li> <li>Being part of an environment that gives employees large goals, autonomy and mentoring