Loan Operations Specialist

Description

Join the Security State Bank & Trust family.

Since 1941, we have helped build the communities we call home. Our employees come first in our company's core values: We Care, We Do What is Right, and We Go Above & Beyond. Our financial strength and growth continue to provide long-standing careers and opportunities to our employees. As we grow and add to our competitive banking products and services, we seek to expand our team with high-touch, service-oriented individuals to continue our great success.

Our comprehensive benefits include, but are not limited to:

Flexible paid time off

10-12 paid Holidays, weekends off

401(k) with guaranteed 3% employer contribution and up to 3% additional match

Employer paid life insurance and disability

Competitive health, dental, and vision plans

Wellness program

Access to free or reduced cost bank products & services

Interested in learning more or applying for this position? Visit us at: https://ssbtexas.com/careers

Position Summary:  Employees in this position must demonstrate a general knowledge of consumer and commercial loans, real estate loans and TRID federal regulations.  Provide administrative support in the form of loan documentation preparation and through updates to our Core system, Horizon XE.  Review and provide approval for loan documents and disclosures for accuracy and completeness.  Provide approval for executed loan documents for funding, and complete loan documentation due diligence needed to move loans from the approval stage to closing. 

Responsibilities:

• Emulate SSB&T Core Values
• Working knowledge of our nCino program for the preparation, reviewing, funding and building of commercials loans
• Working knowledge of Laserpro
• Review Loan and Real Estate Loan Memorandums prior to document preparation (consumer)
• Prepare Integrated TILA-RESPA Disclosures (Early and Closing) on consumer real estate loans, prepare non-real estate, Home Equity, Home Improvement (as required by bank policy) and Real Estate Modification/Extension loan documents
• Review loan documents, disclosures and documentation requirements for accuracy prior to execution to provide approval for closing
• Identify and communicate errors found so corrections can be made timely
• Communicate with loan officers and loan assistants with obtaining necessary information to prepare loan documents and disclosures
• Coordinate real estate loan closings with loan personnel, title companies and attorneys’ offices
• Review executed loan documents on all files for completeness and approve for funding
• Updating and balancing of monthly reports
• Perform periodic detailed review of GL accounts
• Maintaining conditions/exceptions reports
• Process and maintenance in Horizon XE
• Indexing into ImageCentre
• Other duties as assigned

Requirements

• High school diploma or GED
• Detail oriented, quality focused, flexible and able to adapt to change
• Ability to effectively organize workload and meet timelines
• Proficient computer skills relevant to Outlook, Word & Excel
• Loan knowledge preferred