About Us 

We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. 

RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company.

Position Purpose

Under occasional supervision, underwrite new and renewal Commercial Specialty Auto accounts within the Transportation business. Evaluate and price risks while balancing profitability, growth, and customer service objectives. Develop strong relationships with agents and brokers, identify quality transportation risks, and apply sound underwriting judgment to build a profitable book of business. Review more complex submissions, loss experience, and pricing models while operating within assigned underwriting authority.

Principal Duties & Responsibilities

• Analyze, evaluate, price, quote, bind, decline, and renew Commercial Specialty Auto accounts with moderate to high premium volume and risk exposure.

• Underwrite transportation risks in accordance with underwriting guidelines and authority levels.

• Review submissions, loss history, financial information, driver and fleet characteristics, safety programs, and operational exposures to determine acceptability and pricing.

• Apply underwriting judgment to evaluate risk quality, coverage structure, deductibles, pricing, and terms to achieve profitable growth.

• Develop and maintain strong relationships with agents, brokers, reinsurers, and internal business partners to support production and service objectives.

• Negotiate pricing, coverage, and terms with agency partners while maintaining underwriting discipline.

• Monitor renewal business and recommend pricing or coverage changes based on loss trends, market conditions, and account performance.

• Document underwriting decisions and maintain complete, accurate account files.

• Assist with policy approvals, endorsements, renewals, and other policy servicing activities within assigned authority.

• Participate in agency visits, marketing activities, and industry events to strengthen agency relationships and identify new business opportunities.

• Assist with special projects and perform other duties as assigned.

Education & Experience

• Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field

• Minimum of 3+ years of commercial P&C underwriting experience, preferably with Commercial Specialty Auto or Excess & Surplus (E&S) Transportation accounts

• [OR] equivalent level of education and experience

Knowledge, Skills, & Competencies

• Knowledge of Commercial Specialty Auto and/or E&S Transportation underwriting principles, including operations, risk selection, pricing, and coverage evaluation.

• Ability to analyze transportation exposures, loss experience, financial information, and pricing models to make sound underwriting decisions.

• Strong understanding of commercial insurance coverage, policy forms, and underwriting guidelines.

• Ability to evaluate driver, vehicle, fleet, and operational characteristics to assess risk quality.

• Strong analytical and problem-solving skills with the ability to balance production goals and profitability.

• Excellent verbal and written communication skills with the ability to explain underwriting decisions and negotiate effectively with agency partners.

• Ability to build and maintain productive relati