Consumer Loan Processor

Consumer Loan Processor

Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from , you!

As a Consumer Loan Processor at AgCarolina Farm Credit, you’ll play a key role in processing consumer home and lot loans and other disclosures subject to TRID. This job requires an ability to process consumer loan requests timely and accurately while observing all related Federal, State, and FCA regulatory rules and regulations. You should enjoy the challenge of a fast-paced, team-oriented work environment where you maintain excellent attention to detail and customer service skills.   You’ll be part of a culture that values mentorship, candid conversations, and timely decision-making—all in service of agriculture and rural communities. 

What You’ll Do: 

• Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
• Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
• Work closely with the Loan Officer, Financial Specialists, Servicing Specialists, and 3rd party attorney/closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
• Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
• Prepare appropriate loan funding, which may include check(s) and/or wires. Ensure funding is in accordance with ACA internal control policy and procedure
• Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
• Ensure accuracy between the approved credit package, documents, and final system data entry.
• Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
• Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
• Adhere to the ACA’s internal controls and compliance policy and procedures as it relates to all actions performed
• Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction/release

What We Value:

At AgCarolina, we believe in:

• Customer Focus – Building strong relationships through responsiveness and professionalism
• Collaboration – Working closely with your team and other departments to deliver exceptional service
• Excellence – Bringing precision, organization, and integrity to everything you do
• Growth – Enjoying opportunities for development, innovation, and meaningful contribution

What We’re Looking For: 

• Education and/or experience equivalent to a Associate’s degree in business, finance, accounting, or agricultural economics
• 2 years of relevant experience, preferred
• Strong interpersonal, customer service, organization, and problem-solving skills
• Self-starter with strong analytical, judgement, and communication (oral and written) skills
• Capability to handle high stress situations in both a business and professional manner 
• Computer experience with intermediate skills in Windows, Microsoft Word, Microsoft Excel, and PowerPoint 
• Quick learner, strong problem solver, and adaptable 
• Work independently under general supervision
• Foster and promote a team atmosphere 

Why Join Us?
If you're looking for:

• Competitive pay, including eligibility for incentive pay
• Comprehensive benefits (medical, dental, life, LTD, and others)
• Company-matched 401(k) (100% match of the first 6% you defer)
• Commitment to training and professional development
• Meaningful work that allows you to make a difference in agricultural and rural communities
• Opportunities for work-life balance
• A great work environment with colleagues who share a commitment to our core values

AgCarolina Individual Competencies:

1. Communicates Effectively
2. Action-Oriented
3. Makes Good Decisions
4. Collaborates
5. Focuses on Our Members
6. Welcomes Everyone and Treats Them Fairly
7. Leadership

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