Sr. Reconciliation and Payments Analyst

About Bluevine

Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them. By combining best-in-class technology with advanced security and a deep understanding of the small business community, we deliver end-to-end banking and lending products that empower always-on entrepreneurs to grow their businesses with confidence. 

As a dynamic company with massive potential, we’re backed by leading investors such as Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, and nearly 9 years of proven success. Since launching in 2013, we have grown exponentially, amassing over 400,000 customers across all 50 states and a global team of more than 500 people. Our passion is driven by purpose: to give small businesses the tools they need to succeed and we’re just getting started. 

All of this begins with our team who are driven by collaboration, problem-solving, and learning and growing together. With a commitment to innovation and community impact, our mission is to help every small business—and every team member—thrive. Join us! #LI-Hybrid

About the Role:

• Support the payment operations and back office risk teams in their daily functions by providing access to critical data or developing dashboards.
• Developing reporting specific to the reconciliation of non-balance sheet accounts. Partnering with the back office risk team to operationalize this reporting to mitigate operational risks and negative client impact. 
• Identity breaks, create break sheets and work with operational teams on resolution
• Work to develop a strong understanding of daily operations across payments and back office. Partner with internal stakeholders, including Product/Finance, to identify process gaps, inefficiencies, and opportunities to improve the client experience.
• Work with Finance,  Product, and Back Office teams to establish new reconciliations and controls for new activities
• Share learnings, opportunities, and ongoing exposures with senior risk leaders. 
• Develop a strong working relationship with core partners ranging from our partner banks, processors, and other external stakeholders. 
• Utilizing your analytical skills, develop trend analysis for critical processes.

Qualifications:

• 3+ years of relevant experience 
• Bachelor’s degree (Finance / Business / STEM preferred) or relevant work experience in a financial institution 
• Proficient level SQL abilities required. Demonstrable experience using SQL in prior roles. 
• Strong understanding of money movement including, but not limited to ACH, RDC, Wire, Debit Card, and Credit Card
• Demonstrated experience building and maintaining reports using BI tooling such as Tableau, Looker, or otherwise. Experience creating ad-hoc reports is required.
• Highly experienced in working with cross-functional teams including product, R&D, finance, client support, and fraud operations.
• Knowledge of bank operations, specifically a strong understanding of reconciling various forms of money movement. 
• Ability to work independently and identify solutions in an ever-changing environment. 
• Analytical and detail-oriented
• Quick-thinker, fast learner, problem solver
• Strong work ethic—gets things done within a strict time frame
• Collaborative nature

BENEFITS AND PERKS - for employees located in the US

• Excellent health coverage and life insurance benefits
• 401K with an immediate 3% company match 
• PTO, Company Holidays, and Flexible Holidays
• Company-sponsored Mental Health Benefits, including 1:1 therapy
• Over $1,000 annually for a wellness benefit of your choice
• Monthly WFH stipend
• Generous, paid parental leave covering up to 16 weeks
• Access to financial coaches and education sessions
• Free commuter benefits - Caltrain passes for San Francisco employees and a monthly parking allowance
• Weekly catered lunches and fully stocked kitchen pantries
• Community-based volunteering opportunities