Capital Markets Director

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are looking for a highly motivated and strategic-minded Capital Markets Director to join PayPal’s Finance team. This role is responsible for leading and developing capital markets funding strategy and executing transactions to support overall corporate strategy, business growth and strategic transactions. The role will heavily interact with PayPal’s cross-function teams in support of product and process optimization across all consumer and merchant credit products and regions.

Job Description:

Responsibilities: 

• Optimize and manage existing PayPal capital markets deals.
• Create new capital markets structures across several consumer and merchant asset classes and multiple geographies.
• Lead interactions with external securitized products stakeholders including investment banks, rating agencies, accounting firms, law firms, and fixed income investors.
• Collaborate with senior business partners to define and analyze critical business and financial goals to drive accountability and influence critical decision making.  
• Drive operational and logistical processes in support of externalization including servicing reports, data integration, system upgrades, and credit and product changes.
• Support pricing analysis by channel and recommend changes to support long-term growth and monetization of PayPal's credit assets. 
• Work with other regional and cross-functional teams including Accounting, Risk, Marketing, Treasury, Sales, Product, and Payments Partnership Marketing to deliver valuable insights and recommendations. 

Experience / Skills: 

• 10+ years progressive experience in capital markets, banking, and/or credit businesses preferred.
• Proven track record of securitized products expertise and deal execution.
• Advanced Proficiency with MS Office specifically with Excel and PowerPoint. SQL experience a plus.
• Demonstrated excellence in financial modeling (3 statement) and Excel.
• Self-starter and able to work with minimal guidance, with demonstrated ability to work in a fast-paced and dynamic environment.  Persistent curiosity, desire to learn, and eager to solve problems and improve processes.
• Strong data analysis skills, but also able to synthesize the big picture by identifying connections and relationships in data. 
• Technical competence with accounting principles and financial reporting standards. 
• Strong finance background delivering reporting and forecasts during high-stress situations. 

Education: